Charlotte – Credit Analyst – C&I & CRE (107826)

Scott has been a Credit Analyst for 10 years with a total of 20 years of banking experience.

He is seeking an opportunity with a Charlotte area bank.

Scott’s career skills as a Commercial Credit Analyst include:

  • Manage the activities of the Credit Analysis Department for quality assurance of the commercial loan portfolio in conformance with established Bank policies, procedures, and objectives
  • Average deal size – CRE – up to $20MM, C&I – up to $10MM
  • Underwrite new loan and loan renewal requests
  • Prepare global cash flow and financial statement spreadsheets
  • Underwriting software used: Credit Risk Management (CRM), Moody’s RiskAnalyst, Wolters Kluwer CASH Suite
  • Ensure credits are properly analyzed and graded based on objective risk parameters
  • Structure and monitor loan covenants, inter-creditor agreements and debt service coverage requirements to mitigate underlying risks and protect bank assets
  • Develop and analyze credit information pertaining to diversified types of commercial and commercial real estate loans that include commercial and industrial, real estate, and private non-profit borrowers
  • Prepare commercial credit files for bank regulatory examinations; during these examinations, there were no forced downgrades of assigned risk ratings
  • Develop and monitor the process for financial statement tracking, and procedures for preparing annual reviews to provide quality assurance of the commercial loan portfolio.

Scott is asking for a base salary minimum of $79K.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: