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C&I / CRE Loan Underwriter – Omaha, NE – 817

Who We Are

Bankers Recruiting Bankers – The Symicor Group is a boutique bank-only talent acquisition firm based in Chicago.  Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients…from a banker’s perspective.  In fact, most of our recruiters are former bankers themselves! We know banking and how to evaluate the very best banking talent available in the market.  Whether you are a bank candidate seeking a new opportunity or a bank president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to file a Commercial Underwriter role in the Omaha, NE market. The successful candidate will be responsible for the credit analysis and evaluation process of existing and potential C&I and CRE loan customers; ensuring that credit standards are being maintained consistent with those established in the internal lending policy and within regulatory policies; reviewing loans in the portfolio to maintain quality consistent with the policy guidelines.

This position offers a generous salary and full benefits package.

Commercial Underwriter responsibilities include:

  • Interpreting financial data, financial condition and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio and industry analysis.
  • Prepare summary, present facts, and offers opinions concerning credit-worthiness. Assign an overall risk rating to the credit request.
  • For CRE loans, conducting in-depth review of rent rolls, leases, balance sheets, income statements and tax returns presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt.
  • For C&I loans, conducting in-depth review of balance sheets, income statements, cash flow statements, tax returns, business plans and projections presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt.
  • Review all pertinent credit and financial information, including reporting services, credit bureaus, and other companies.
  • Identifying risks and assisting in structuring loan to mitigate risks. Assigning appropriate risk ratings.
  • Accompanying Commercial Bankers on customer visits on a regular basis.
  • Assisting senior team members and commercial bankers to screen loan packages and collect “due diligence” materials. May interact with customers and accountants to collect information on routine, non-controversial issues. Providing analytical support for developing and maintaining credit studies, financial background information and other relevant data on present and prospective customers. Reviewing appraisals and environmental reports.
  • Assisting in the structure of loan requests, where appropriate, to include suggestions on terms, conditions, collateral and guarantors.
  • Supports commercial lending officers by coordinating and preparing loan presentations or any other related duties.
  • Contacting loan applicants (customers) and/or their representatives (CPA’s, CFO’s) to obtain necessary clarification about information received from them as needed. Responding to credit applications within the time frame established by the department.
  • Complying with all bank policies, procedures, state and federal banking laws and regulations including Bank Secrecy Act, Anti-Money Laundering, Office of the Comptroller, of the Currency Control (OCC) and USA Patriot Act.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree in business administration, finance, accounting or economics.
  • Four or more years’ experience in Commercial Real Estate credit analysis.
  • Experience with cash flow analysis, ratio analysis and projections is required.
  • Strong knowledge of real estate appraisal techniques, field audit examination techniques and commercial banking regulations required.
  • Formal bank commercial credit training is a plus.
  • Proficient in software applications such as Microsoft Word and Excel.
  • Solid qualitative and quantities analytical skills required.
  • Excellent analytical, conceptual, writing, and communication skills.
  • Possesses strong organizational skills and can work with limited supervision.
  • Existing knowledge of assigned marketplace preferred.

The next step is yours.  Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

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