Cincinnati – Commercial Portfolio Manager / Middle Market (106790)

Adam has been a Portfolio Manager for over 20 years and enjoys all elements of portfolio management, credit analysis and underwriting.

He is seeking an opportunity with a Cincinnati area bank.

Adam’s career skills as a Sr. Middle Market Commercial Portfolio Manager include:

  • Responsible for underwriting, credit monitoring and management of an assigned portfolio of complex credit relationships through strong due diligence work.
  • Increased total revenue in my portfolio by $926.7K in 2014 and $4.8MM in 2015 (from $8.7MM in 2013 to $9.6MM in 2014, to $14.4MM in 2015).
  • Increased loan commitments in my portfolio by $22.2MM in 2014 and $38.6MM in 2015 (from $215.0MM at 12/31/13 to $237.2MM at 12/31/14, to $275.8MM at 12/31/15).
  • Increased Letters of Credit outstanding by $267.6K in 2014 and $617.8K in 2015 (from $3.2MM at 12/31/13 to $3.5MM at 12/31/14, to $4.1MM at 12/31/15).
  • Managed portfolio consisting of middle market clients primarily in the upper end of $25-500MM in annual revenues, including SNC and other syndicated transactions.
  • Analyzed financial data to determine the merits of loan requests, including adherence to loan policy, recommending structure, collecting financial statements, as well as identifying cross-selling/referring opportunities of treasury management, deposits, and other services.
  • Prepared formal written analysis, including review of company’s historical financial condition and its respective industry, analysis of corporate and credit structure, construction and analysis of sensitized projection models, and recommendations for internal credit rating.
  • Responsible for expanding and deepening customer relationships by identifying customers’ needs comprehensively, and matching their needs with selections and resources within the business line and across all business lines.
  • Achieved record year every year, and was a key contributor to the group, closing on significant new and existing clients, both as Lead Left, participant, and single bank Lender.
  • Helped in the development of new Portfolio Managers.
  • Provided customer service, participated in joint sales calls and bank meetings with Relationship Managers and identified cross-sell opportunities.
  • Operated in full compliance with Bank credit quality standards, Code of Ethics, policies and procedures, as well as applicable regulations and laws, including the Bank Secrecy Act (BSA), AML, USA PATRIOT Act, ECOA (Reg B), FCRA, HMDA (Reg C), EFTA (Reg E), Reg U, TILA (Reg Z), CRA (Reg BB).
  • Excellent knowledge of credit products and relationship management skills.
  • Perform risk rating analysis using various risk rating models on a mix portfolio that consists of renewals, reviews and small enhancements.
  • Negotiates loan terms, rates, loan fees and bank products with business customers or Regional manager.

Adam is asking for a base salary minimum of $135K plus an opportunity for bonus.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: