Consumer Loan Underwriter – Up to $55K – Trenton, NJ – 1165

Who We Are

Bankers Recruiting Bankers – The Symicor Group is a boutique bank-only talent acquisition firm based in Chicago.  Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients…from a banker’s perspective.  In fact, most of our recruiters are former bankers themselves! We know banking and how to evaluate the very best banking talent available in the market.  Whether you are a bank candidate seeking a new opportunity or a bank president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to fill a Consumer Loan Underwriter role located in the Trenton, NJ market. The successful candidate will be responsible for examining, evaluating and underwriting all Consumer Loan applications to assess the risk, confirm compliance with the Bank’s policy and guidelines and all regulatory requirements (both state and federal) and to render a sound credit decision.

This position comes with a generous salary of up to $55K and full benefits package.

Consumer Loan Underwriter responsibilities include:

  • Underwriting and rendering a decision on all consumer loan applications initiated through all customer and sale channels of loan origination in accordance with policy, guidelines and all state and federal regulations.
  • Demonstrating exceptional service in all interactions with customers, prospective customers and Bank staff and personnel.
  • Examining loan documents for accuracy and completeness.
  • Communicating loan decision and any required conditions, within the defined approval authority parameters, to applicable loan support staff, sales, management, and/or the customer.
  • Meeting production, quality and service standards along with providing feedback to ensure quality.
  • Working in collaboration and partnership with other team members.
  • Maintaining current understanding of various documentation types, loan programs, as well as all overall general underwriting guidelines.
  • Additional job-related projects as assigned by management.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s Degree in Business, Finance (or related field), or equivalent work experience.
  • Two years of consumer loan underwriting experience.
  • Ability to interpret complex policies, rules, and regulations affecting consumer lending programs.
  • Ability to recognize potential red flags, inconsistencies within application and loan files.
  • Identify other problem areas and initiate proper mitigation action.
  • Ability to manager large workloads, while shifting priorities as needed to reach time sensitive deadlines.
  • Ability to collect data, analyze information, and interpret financial statements and reports for Management.
  • Extensive knowledge of loan requirements for consumer installment, and consumer open-end credit loans.
  • Exceptional analytical skills, excellent math skills, and strong communication skills.
  • Ability to perform work with a high level of concentration.

The next step is yours.  Email us your current resume along with the position you are considering to: