Dallas – Chief Credit / Lending Officer (107774)

Rich has had a total of over 17 years of experience in commercial and corporate credit approval/analysis, underwriting, market enhancement development, portfolio management and loan operations.

He is seeking an opportunity with a Dallas area bank.

Rich’s career skills as a Chief Credit / Lending Officer include:

  • Proficient in providing credit approvals with market lending authority up to $1.5MM.
  • Led regional credit committee authority up to $7.5MM and participated in Executive loan committee approvals up to legal loan limit of $35MM.
  • Effectively provided leadership to four direct reports and over 40 indirect reports.
  • Average size of relationships/transactions managed was in excess of $10 million
  • Responsible for leadership of loan approvals, Loan Committees, Credit Analyst team, Real Estate Collateral Analysis group, loan operations and special assets.
  • Negotiate, approve or decline large complex credit requests (regularly in excess of $10 million).  The credit requests included national syndications, participations (purchase and sold), agriculture (crop, livestock & dairy, equipment, poultry, rural businesses), real estate, and retail.
  • Deciphered complex and diverse information in credit requests; includes level and trend of repayment capacity, liquidity, capital position/budget, forecasts, collateral evaluation and ratio analysis.
  • Regularly provided reports/presentations to Board of Directors, management committees, associates and third parties that included updates on loan portfolio growth goals, concentrations, problem assets, ALLL adequacy, portfolio stress testing.
  • Continued frequent and positive communications/interaction with all levels of the organization including retail, deposit operations, audit, compliance, lending, credit and legal.
  • Expert knowledge in the development and implementation of marketing plans, credit policies and procedures, collateral valuation, and financial analysis

Rich is asking for a base salary minimum of $120K.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.