Irvine – Commercial Portfolio Manager / Underwriter – C&I, CRE & ABL (106788)

Carrie has been an Underwriter / Portfolio Manager for nine years and enjoys all elements of credit analysis, underwriting and portfolio management.

She is seeking an opportunity with an Orange County Bank.

Carrie’s career skills as an underwriter / portfolio manager include:

  • Manage portfolio of middle market credits with loan size ranging from $50K to $20MM. Portfolio including C&I, ABL, CRE, franchise and etc.
  • Underwrite loan transactions for new prospects as well as annual reviews on existing clients.
  • Manage, monitor and maintain loan portfolio; perform due diligence and credit agreement compliance follow-up duties.
  • Collaborate with Relationship Managers to complete credit approval process, including participating in credit committee meetings, communicating with customers regarding terms and conditions, and cooperating with outside legal on finalizing contractual documents.
  • Review financial spreads, covenant compliance and take necessary action such as preparing violation waivers, covenant adjustments, and loan restructuring.
  • Recommend credits for upgrade/downgrade based on borrowers’ performance.
  • Supervise and provide training to credit analysts on financial spreading, tax return analysis, global cash flow analysis, covenant calculations, etc.
  • Perform risk rating analysis using various risk rating models on a mix portfolio that consists of renewals, reviews and small enhancements.
  • Basic knowledge of fees, compliance and submissions of SBA  504, and 7a .
  • Risk management – ability to make sound credit decisions and recommendations via written or verbal presentations.

Carrie is asking for a base salary minimum of $86K with an opportunity for bonus.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: