Los Angeles – Credit Analyst / Underwriter – C&I & CRE (107118)

Sarah has been a Commercial Credit Analyst / Underwriter for 20 years and enjoys all elements of credit analysis and underwriting.

She is seeking an opportunity with a greater Los Angeles area bank.

Sarah’s career skills as a credit analyst include:

  • Spread business and individual financial statements and prepare global cash flow for individual and various legal borrowing entities
  • Assists three account officers on all level of the business banking relationships to ensure clients receive exceptional service.
  • Perform collateral analysis for Asset Based Line and review ABL Audit report, analyze accounts receivable, payable and inventory to prepare borrowing base analysis.
  • Analyze and spread commercial, individual and other related financial information as a basis for lending decisions.
  • Contact borrowers for additional financial information and clarification of financials.
  • Perform covenant compliance, track financial information and set-up tickler in the system.
  • Obtain various credit reports, such as Experian, D&B, Experian, UCC Search, OFAC, prelim, Flood, etc.
  • Order and review documents for C&I and real estate loans.
  • Responsible for underwriting commercial loans including non-formula revolving line of credit, ABL and real estate loans.
  • Prepare credit analysis and investigation of new and renewal commercial loan requests and assimilates necessary financial documentation and facts to analyze, evaluate, and determine appropriate credit structure and terms for potential borrower.
  • Review ABL Audit report, analyze accounts receivable, payable and inventory to prepare borrowing base analysis.
  • Perform risk assessment and evaluate borrower’s liquidity, leverage, stability, credit risk, credit history, and capacity to service the proposed credit and minimize risk exposures.
  • Prepare forecasts and conduct sensitivity analysis to stress test future cash flows and other repayment sources.Perform covenant compliance and track financial information
  • RMA commercial loan training as well as attending numerous credit training and seminars.

Sarah is asking for a base salary minimum of $80K.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.