Los Angeles – Credit Analyst / Underwriter – C&I & CRE (107296)

Mark has been a Credit Analyst / Underwriter for eight years and enjoys all elements of credit analysis and underwriting.

He is seeking an opportunity with a Los Angeles area bank.

Mark’s career skills as a Credit Analyst / Underwriter include:

  • Spread business / personal tax returns, financial statements, personal financial statements in excel and Cash Insight
  • Prepare credit memos including business description, loan covenants, financial reporting, loan structure, sources and uses, source of repayment, credit rating, collateral analysis, business financial analysis including liquidity ratios, profitability ratios, solvency ratios and guarantor analysis
  • In-depth industry knowledge in dentistry, optometry, veterinary and pharmacy lending
  • Recommend approval to senior credit supervision based on collateral, cash flow, guarantors, policies / guidelines and potential opportunities
  • Structure acquisition, consolidation, partnership buy in/buyout, equity conversion, startup, equipment financing and tenant improvement loans
  • Conduct credit interviews with borrowers, guarantors, and brokers
  • Assist relationship managers in determining the best loan structure for complex credit requests
  • Evaluate, spread and prepare credit memos for highly complex credits with multiple borrowers and multiple guarantors
  • Collaborate with Relationship Managers to collect financials of existing customers for annual review or new money
  • Perform rate reduction, downgrade and waivers for existing customers
  • Act as mentor and provide training and guidance to junior credit analysts / financial measurement analysts
  • Create and maintain complex excel cash flow model to accommodate multi borrowers and guarantors

Mark is asking for a base salary minimum of $68K.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeaniem@symicorgroup.com.

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