Los Angeles – Credit Analyst / Underwriter – CRE & Healthcare (106875)

Jane has been a Credit Analyst for 13 years and enjoys all elements of credit analysis and underwriting.

She is seeking an opportunity with a Los Angeles area bank.

Jane’s career skills as a credit analyst / underwriter include:

  • Underwrite credit files for business loan requests up to $4MM from Dentists, Physicians, Optometrists, and Veterinarians for debt consolidation, practice acquisition, commercial real estate acquisition, equity conversion, tenant improvement, relocation, startup, working capital, etc.
  • Managed, developed, and maintained client relationships with gross annual revenues between $3MM to $13 MM. 
  • Underwrote credit reports for municipal agencies and higher educational institutions with direct credit (loan/line) request up to $150MM and operating exposure up to $500MM.
  • Analyze, review and spread Financial Statements/Business Tax Returns / Personal Tax Returns to determine client’s credit worthiness.
  • Reviewed and monitored the disbursement of construction loans to ensure compliance and company policies are met.
  • Verified and balanced all categories of funding, ensured line item transfers and overage transfers are adequately documented, and all changes are submitted and approved.
  • Reviewed, analyzed, and validated the credit rating changes made by the Lenders/Relationship Managers to ensure that all material risk elements were addressed; to determine the appropriate risk ratings were assigned; and to verify that policy and guidelines were followed.
  • Conducted review of commercial loan credit; evaluated the accuracy of loan risk ratings; assessed the overall quality of the loan portfolio and determined whether the terms and conditions were in compliance with internal and regulatory guidelines.

Jane is asking for a base salary minimum of $90K plus bonus.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.