Orlando – Credit Analyst / Underwriter – C&I & CRE (107168)

Joe has been a Credit Analyst / Underwriter for five years and enjoys all elements of commercial credit analysis and underwriting.

He is seeking an opportunity with a Orlando area bank as a Senior Credit Analyst / Portfolio Manager.

Joe’s career skills as a credit analyst / underwriter include:

  • Average commercial loan underwritten $2MM 
  • Analyze loans ranging from $3MM to $6MM on strong secured C&I and CRE loans.
  • Single sign off authority up to $75K unsecured and $350K secured
  • Loan type mix underwritten:  50% C&I, 35% CRE, 15% CRE Construction and miscellaneous loan types.
  • Currently serves as a Portfolio Manager as well
  • Perform property valuations for loans under $250K using the Sales Comparison Approach and/or the Income Approach in order to determine loan-to-value ratio.
  • Conduct impairment analyses in order to determine the necessary reserve amount utilizing the NPV of Cash Flow method or the Fair Market Value method.
  • Attend and present to Officer Loan Committee and Board Loan Committee meetings in which loans that exceeded approval limits and/or loans with policy exceptions required majority vote.
  • Created essential tools with Microsoft Excel utilized department-wide including: Lease Sensitivity Analysis, Budget Worksheet, Comprehensive Amortization Table for Lenders, Property Evaluation Worksheet

Joe is asking for a base salary minimum of $70K.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.