Philadelphia – Commercial Portfolio Manager – Middle Market (107744)

David has been a Commercial Portfolio Manager for six years with a total of 15 years of related banking experience.

He is seeking an opportunity with a Philadelphia / Wilmington area bank.

David’s career skills as a Portfolio Manager include:

  • Established, managed, and developed a $250MM+ complex credit portfolio and conducted underwriting, and oversaw annual reviews, trend analysis, and risk assessments
  • Coordinated with a team of three relationship managers on customer engagement, loan approval, and deal proposal creation, and managed communications with credit analysts and clients.
  • Grew the primary portfolio by over $18MM in loans, $5MM in deposits, $133K in fee income, and $37K in partner revenue..
  • Prepared credit submission packages comprised of deal overviews, financials, and terms, conducted cash flow analysis, and presented relationship reviews to senior management and loan committees.
  • Negotiated loan documentation, credit structure, interest rates, fees, and collateral requirements.
  • Conducted annual relationship reviews, verified credit files against credit agreements, assessed relationship profitability, tested covenant compliance, and provided reports to borrowers and approval bodies.
  • Analyzed portfolios trends including financial performance, gross, operating, net, and EBITDA margins, liquidity, leverage, and turnover, and established a spreadsheet for financial monitoring.
  • Conducted industry and client research utilizing web resources, RMA, IBISWorld, and field newsletters.
  • Managed the client pipeline, monitored call activity, tracked and coordinated contact information, sales and referral opportunities, and composed reports for the Senior Lender.
  • Managed credit files for all middle market relationships in both CRE and C&I.
  • Trained 10 analysts in financial statement and cash flow analysis, underwriting, and complex credit structure.
  • Ensured compliance with federal regulations including the Bank Secrecy Act, AML regulations, the NFI program, and the CRA through the monitoring of documentation, loans, and environmental reports.

David is asking for a base salary minimum of $98K

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: