Portland – Commercial Underwriter – CRE (106814)

Paul has been a commercial underwriter for 16 years and enjoys all elements of credit analysis, underwriting and portfolio management.

He is seeking an opportunity with a Portland area bank.

Paul’s career skills as a commercial underwriter include:

  • Responsible for the underwriting of client transactions and the on-going monitoring and management of a credit portfolio of clients with revenue in excess of $50MM.
  • Underwrites commercial real estate loans to $20MM
  • Part of the corporate team, focusing on underwriting the larger C&I and CRE loans (exposure to SBA 504 / 7a products)
  • Strong background of assessing risk through judgmental identification of multiple variables.
  • Skilled in analyzing credit reports, spreading company financials, risk rating, profitability and pricing returns, loan structuring, and other associated aspects of underwriting and lending.
  • Thorough familiarity with federal banking regulations through job responsibilities and training of other associates.
  • Responsible for spreading and analyzing company and personal financial statements and tax returns, preparing debt schedules, calculating covenant compliance, analyzing sources of repayment, determining collateral coverage, performing industry research and analysis, preparing loan proposals, identifying credit risks, mitigating risk and assigning risk ratings.
  • Approved loans within assigned loan authority and in adherence with all applicable banking regulations.
  • Responsible for monitoring and managing credit quality and data integrity.  Delivered financial, industry, and economic analyses and other activities to facilitate decision making.
  • Selected for special task force teams, including a national project to monitor the trend of the overall Middle Market portfolio and its rating.

Paul is asking for a base salary minimum of $75K and is seeking an opportunity as a Sr. Commercial Loan Underwriter with an ultimate career path to becoming a Commercial Relationship Officer.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.