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SBA Underwriter / Credit Analyst – To $100K – Houston, TX – Job # 1700

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to fill an SBA Underwriter /Credit Analyst role in the greater Houston, TX market. The successful candidate will be responsible for preparing and writing credit packages for new commercial and SBA loan requests and modifications.

The position offers a generous salary of up to $100K and a full benefits package.

Sr. Commercial Credit Analyst/Underwriter responsibilities include:

  • Analyzing the creditworthiness of potential small businesses through a review of credit reports, organization structure, tax returns, etc.
  • Applying conditions as necessary, ensuring proper risk ratings, and recommending credit decision.
  • Spreading and analyzing financial statements utilizing spreading software.
  • Researching and evaluating other due diligence items such as OFAC, Public records, Internet searches, industry reviews, UCC, Corporate records, etc.
  • Reviewing and approving various SBA and commercial loans following the bank’s credit policy and corresponding banking laws and regulations.
  • Preparing and writing credit packages for new GGL loans, and loan renewals.
  • Analyzing financial data from borrowers for new, renewal, and existing business loans, including financial statements, tax returns, personal financial statements, financial projections, business plans, and information from credit bureaus and other financial institutions.
  • Analyzing and assigning an appropriate risk rating to each borrower.
  • Partnering with Business Lenders to gather relevant customer information for analysis, requesting additional information as needed.
  • Participating in establishing the terms and conditions of a loan request – either new or renewal.
  • Preparing thorough, objective and accurate loan presentations, illustrating the degree of risk involved in extending credit or lending money.
  • Financial analysis and preparation of loan presentation packets for new credit requests, renewals and annual reviews.
  • Developing and recommending strategies on existing loans to meet the Bank’s credit standards and to minimize loss potential.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree, preferably in finance or accounting.
  • Three or more years SBA loan underwriting experience required; five or more years underwriting experience preferred.
  • Strong computer skills and experience with MS Office products.
  • SBA 7a and USDA loan underwriting background are preferred.
  • Excellent communication skills, both written and verbal.
  • General understanding of accounting terms and principals.
  • Ability to read and interpret financial statements to include: Tax returns (individual and business), balance sheet, income statement, cash flow schedules, statement of the owner’s equity.
  • Strong presentation skills.
  • Ability to communicate with senior management, operational and technical staff and peers.

The next step is yours.  Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

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