banner-search

Sr. Commercial Credit Analyst – To $75K – Remote – Job # 2744

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our Indiana-based bank client is seeking to fill a Remote Sr. Commercial Credit Analyst role. The successful candidate will be responsible for reviewing loan presentations and providing feedback to less-experienced credit analysts and lenders as to loan structure, the quality of the analysis, and the accuracy of the risk rating. The candidate will be providing competent credit analysis for complex loan transactions, training for credit and lending personnel, and assistance in the completion of special projects and assignments.

This position comes with a generous salary of up to $75K and full benefits package. (This is a remote position).

Sr. Commercial Credit Analyst responsibilities include:

  • Performing the initial credit analysis, including financial statement spreads, business and personal debt service coverage calculations, review of past payment history, etc. to determine if customer loan requests satisfy policy and procedure guidelines.
  • Underwriting loan requests for business, commercial real estate, and/or agribusiness borrowers, including reviewing and analyzing financial and industry data, borrower performance, and management capabilities.
  • Assessing the loan request and providing questions and comments and making recommendations to loan officers on loan structure and when loan requests fall outside of policy.
  • Preparing objective written loan presentations and annual reviews on the most complex of credits for Loan Officers and Executive Loan Committee.
  • Reviewing credit write-ups of less-experienced analysts and lenders to ensure sufficient analysis is performed and commensurate with the credit’s risk profile.
  • Confirming the accuracy of risk rating.
  • Assisting auditors and examiners in their periodic reviews.
  • Assisting with covenant testing and identifying and monitoring all loan policy exceptions are critical to the position.
  • Comparing liquidity, profitability, and credit histories of businesses being evaluated with those in the same industry and, when possible, similar geographic location.
  • Interacting directly with borrowers and lenders, as appropriate.
  • All other duties assigned.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree in business, finance, or accounting or equivalent combination of education and relevant work experience.
  • Five or more years of experience as a credit analyst in structured commercial banking and/or agribusiness environment.
  • Thorough understanding of SBA, FSA, USDA, etc. loan programs and when they should be required.
  • Proficient knowledge of commercial lending practices and industry standards.
  • Accredited commercial lending programs such as Omega Performance’s “Commercial Loans to Small Business” are required.
  • Industry certification in commercial credit such as RMA’s Credit Risk Certificate required.
  • Exceptional organization, time management, and follow-up skills.
  • Experience with Microsoft Office Software required and exposure to Suntell or similar loan underwriting software a plus.

The next step is yours. Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

 

email-us