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Sr. Commercial Credit Analyst – Up to $70K – Detroit, MI – 1162

Who We Are

Bankers Recruiting Bankers – The Symicor Group is a boutique bank-only talent acquisition firm based in Chicago.  Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients…from a banker’s perspective.  In fact, most of our recruiters are former bankers themselves! We know banking and how to evaluate the very best banking talent available in the market.  Whether you are a bank candidate seeking a new opportunity or a bank president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to fill a Sr. Commercial Credit Analyst role located in the greater Detroit, MI market. The successful Credit Analyst candidate will be responsible for independently and objectively evaluate the creditworthiness of current and prospective commercial borrowers and external Bank vendors and perform various administrative duties and projects to support the Bank’s ongoing credit and risk administrative functions.

This position comes with a generous salary of up to $70K and full benefits package.

Sr. Commercial Credit Analyst responsibilities include:

  • Preparing advanced sensitivity analyses, pro forma cash flows, and assessments of collateral and guarantor financial condition.
  • Conducting analysis of the market (customers) and industry (competition, suppliers, substitutes, and potential new entrants) and management teams and/or deal sponsors.
  • Providing independent recommendations to credit and lending management on whether to approve or renew loans, modify terms of existing loans, maintain or change risk ratings of existing loans, and otherwise suggesting the appropriate credit action.
  • Underwriting primarily medium to large sized loans, generally from $100M-20MM. Providing and maintaining reporting requirements on Bank customers’ credit obligations.
  • Conducting independent and objective annual reviews of existing loans as well as scheduled and unscheduled loan reviews of the existing portfolio.
  • Training/coaching less experienced analysts, providing a daily advisory role and peer support for other analysts.
  • Providing support to Bank customer and staff in explaining credit policies and procedures.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree preferred in finance or accounting. MBA or similar advance degree or coursework is a plus.
  • Three or more years’ relevant experience is required with a preference for direct credit analysis experience in a commercial lending environment.
  • Knowledge of banking industry practices relative to bank loan operations with respect to loan products and services.
  • An acute comprehension of GAAP.
  • Advanced financial modeling skills are required.
  • The successful completion of a formal credit /financial analyst training program is strongly preferred.
  • High level of analytical ability.
  • Effective verbal and written communication skills; ability to maintain confidentiality of information, as appropriate.
  • Practical working knowledge of financial statement analysis.
  • Solid Computer literacy skills (Word, Excel) with accurate data entry skills and the ability to master specific software programs used to spread financial information.
  • A high level of initiative, thoroughness, accuracy and organizational skills required.
  • Detail oriented with good organizational and effective judgment skills.

The next step is yours.  Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

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