Sr. Commercial Credit Analyst – Up to $85K – New York, NY – Job # 1341

Who We Are

Bankers Recruiting Bankers – The Symicor Group is a boutique bank-only talent acquisition firm based in Lincolnshire, IL and San Antonio, TX.  Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients…from a banker’s perspective.  In fact, most of our recruiters are former bankers themselves! We know banking and how to evaluate the very best banking talent available in the market.  Whether you are a bank candidate seeking a new opportunity or a bank president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to fill a Sr. Commercial Credit Analyst role located in the New York, NY market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures; maintaining records and files on all credit transactions, including correspondence and documents.

This position comes with a generous salary of up to $85K and full benefits package.

Sr. Commercial Credit Analyst responsibilities include:

  • Monitoring the loan portfolio to evaluate the quality of commercial credit.
  • Analyzing financial data from borrowers for new, renewal, and existing business loans, including financial statements, tax returns, personal financial statements, financial projections, business plans, and information from credit bureaus and other financial institutions.
  • Analyzing and assigning appropriate risk rating to each borrower.
  • Partnering with Commercial Lenders to gather relevant customer information for analysis, requesting additional information as needed.
  • Preparing thorough, objective and accurate loan presentations, illustrating the degree of risk involved in extending credit or lending money.
  • Financial analysis and preparation of loan presentation packets for new credit requests, renewals and annual reviews.
  • Monitoring loan portfolio, to evaluate the quality of credit, through monthly and quarterly reports.
  • Developing and recommending strategies on existing loans to meet the Bank’s credit standards and to minimize loss potential.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree preferred in finance or accounting.
  • Three or more years of Credit Analyst experience in managing commercial loan accounts.
  • Working knowledge of financial analysis and accounting theory, and the ability to write clearly, logically, and analytically.
  • Strong knowledge of loan agreements, assumptions, accounting, loan structuring, and collateral procedures.
  • Knowledge of SBA 7a, 504 and CAPline programs, requirements, and loan documentation extremely helpful.
  • Knowledge of banking industry practices relative to bank loan operations with respect to loan products and services.
  • High level of analytical ability.
  • Effective verbal and written communication skills; ability to maintain confidentiality of information, as appropriate.
  • Practical working knowledge of financial statement analysis.
  • Solid Computer literacy skills (Word, Excel) with accurate data entry skills and the ability to master specific software programs used to spread financial information.
  • A high level of initiative, thoroughness, accuracy and organizational skills required.
  • Detail oriented with good organizational and effective judgment skills.

The next step is yours.  Email us your current resume along with the position you are considering to: