Sr. Commercial Credit Analyst/Underwriter – To $85K – New York, NY – 1139

Who We Are

Bankers Recruiting Bankers – The Symicor Group is a boutique bank-only talent acquisition firm based in Chicago.  Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients…from a banker’s perspective.  In fact, most of our recruiters are former bankers themselves! We know banking and how to evaluate the very best banking talent available in the market.  Whether you are a bank candidate seeking a new opportunity or a bank president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to fill a Sr. Commercial Credit Analyst/Underwriter role in the greater New York, NY market. The successful candidate will be responsible for analyzing financial conditions of individuals and businesses applying for commercial credit, and making recommendations to the Chief Loan Officer/Loan Review Committee for approval. This position is primarily responsible for analyzing complex new loans and loan renewals.

The position offers a generous salary of up to $85K and a full benefits package.

Sr. Commercial Credit Analyst/Underwriter responsibilities include:

  • Analyzing and underwriting various types of commercial loans, with a focus on loans secured by commercial real estate.  This include appraisal review, environmental review, as well as various financial analyses.
  • Reviewing and approving various commercial loans and lines following the bank’s credit policy and corresponding banking laws and regulations.
  • Monitoring the loan portfolio to evaluate the quality of commercial credit.
  • Analyzing financial data from borrowers for new, renewal, and existing business loans, including financial statements, tax returns, personal financial statements, financial projections, business plans, and information from credit bureaus and other financial institutions.
  • Analyzing and assigning appropriate risk rating to each borrower.
  • Partnering with Commercial Lenders to gather relevant customer information for analysis, requesting additional information as needed.
  • Preparing thorough, objective and accurate loan presentations, illustrating the degree of risk involved in extending credit or lending money.
  • Financial analysis and preparation of loan presentation packets for new credit requests, renewals and annual reviews.
  • Developing and recommending strategies on existing loans to meet the Bank’s credit standards and to minimize loss potential.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree, preferably in finance or accounting.
  • Four years or more experience working with commercial credit or lending.
  • A good understanding of lending concepts, practices and procedures.
  • Strong computer skills and experience with MS Office products.
  • Excellent communication skills, both written and verbal.
  • General understanding of accounting terms and principals.
  • Ability to read and interpret financial statements to include: Tax returns (individual
    and business), balance sheet, income statement, cash flow schedules, statement
    of owner’s equity.
  • Strong presentation skills.
  • Ability to communicate with senior management, operational and technical staff and peers.

The next step is yours.  Email us your current resume along with the position you are considering to: