Sr. Commercial Portfolio Manager – Up to $120K – Modesto, CA – 1128

Who We Are

Bankers Recruiting Bankers – The Symicor Group is a boutique bank-only talent acquisition firm based in Chicago.  Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients…from a banker’s perspective.  In fact, most of our recruiters are former bankers themselves! We know banking and how to evaluate the very best banking talent available in the market.  Whether you are a bank candidate seeking a new opportunity or a bank president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client is seeking to fill a Sr. Commercial Portfolio Manager role in the Modesto, CA market. This selected candidate will be responsible for providing commercial loan officers with objective analysis of current and prospective borrowers’ financial condition. The Portfolio Manager also prepares presentations for management and committee review.

This position includes a generous salary of up to $120K and full benefits package.

Sr. Commercial Portfolio Manager responsibilities include:

  • Supporting Relationship Managers with portfolios that have varying degrees of difficulty, underwriting and monitoring credit.
  • Supporting the Relationship Manager in monitoring on-going information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk.
  • Managing a portfolio of clients (activities include renewals, extensions, modifications, refinances, new requests, treasury management, and resolving classified portfolio).
  • Spreading, analyzing and reviewing financial condition, income sources and collateral coverage of borrowers including corporations, partnerships, sole proprietors, and individuals.
  • Preparing loan presentation write-ups for management and loan committee approvals.
  • Assisting in maintaining strong credit quality, including management of payment delinquencies, loan maturities and ongoing portfolio management functions including financial statement monitoring, risk grade assessments, and covenant testings.
  • Ensuring the appropriate gathering of underwriting documentation to support approval conclusions for new originations, refinances, modifications, renewals, and extensions.
  • Reviewing new loans for policy and regulatory requirements and identifies exceptions as incurred for tracking.
  • Preparing various monthly, quarterly, and ad-hoc reporting via bank systems and excel.
  • Supporting or completing special projects as assigned by the Credit Administration Director.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • A Bachelor’s degree is required; Finance, Accounting or advanced degree is preferred.
  • Five or more years’ experience in commercial credit analysis and/or loan review
  • Formal Credit Training.
  • Working knowledge of financial analysis and accounting theory, and the ability to write clearly, logically, and analytically.
  • Additional education in banking and commercial loans through AIB desirable.
  • Experience in commercial loan document preparation preferred.
  • Ability to pay attention to the details and make a conscious effort to understand causes instead of effects, in a second nature.
  • Thorough understanding of the funding process.
  • Ability to negotiate structure and monitor funding transactions and ability to communicate clearly, to think and act independently and to know when to ask for guidance from more experienced officers.
  • Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
  • Safeguarding confidential and protected information covered by privacy law and company policy.
  • Must work independently and as a member of team.

The next step is yours.  Email us your current resume along with the position you are considering to: