Sr. Credit Analyst – To $65K – Remote – Job # 2550

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our Vermont-based bank client is seeking a fill a Remote Sr. Credit Analyst role. The selected candidate will be responsible for analyzing credit requests to determine the level of risk involved in extending credit.

This position offers a competitive salary of up to $65K and a full benefits package.

Sr. Credit Analyst responsibilities include:

  • Analyzing potential borrower’s character, capacity, and capital and evaluation of those characteristics in relationship to the current economy and the conditions predicted over the loan period.
  • Assisting Commercial Lenders with credit analysis.
  • Performing process presentation for commercial real estate loans, annual reviews, and relationship reviews for new and existing portfolios; based on historical data, projections, and appraisals.
  • Conducting financial analysis cash flow, debt service coverage, and loan to value details for the perspective business.
  • Utilizing corporate financial statements, personal financial statements, tax returns, operating statements, and rent roll in for loan underwriting, complying with credit policy standards.
  • Preparing risk rating forms in conjunction with presentations and annual reviews.
  • Ability to process presentations.
  • Articulating final potential loan details to lenders, internal loan committee, and management with the rationale to support lending decisions.
  • Revising financial statements for prospective clients in conjunction with bank underwriting and risk management processes.
  • Conducting industry and market analysis to identify issues and conducting 3rd party verification via background, credit, and bank due diligence guidelines.
  • Developing constructive and cooperative relationships with teams and lending officers.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree in Business Finance, Accounting, or related field.
  • Two or more years of credit analysis experience.
  • Prior experience with commercial lending, underwriting, and loan documentation is preferred.
  • Excellent written and oral communication skills are essential, as is the ability to interact with lenders to discuss credit requests and existing loans.

The next step is yours. Email us your current resume along with the position you are considering to: