Statewide (SC) – Mortgage Underwriter (107626)

Chad has been a Mortgage Underwriter for four years with eight years or related mortgage / banking experienc.

He is seeking an opportunity with a South Carolina bank.

Chad’s career skills as a Mortgage Underwriter include:

  • Underwrite and reviewed home mortgage applications to verify the customer’s ability to repay based on ATR/QM.
  • Underwrite and review applications for purchase mortgages and refinances up to $400K
  • Review title reports and title insurance docs to verify correct vesting and lien position.
  • Review appraisals to verify collateral is within policy.
  • Advise loan officers of credit decisions, and counsel them on possible alternatives to meet customer needs when the application is declined.
  • Used automated underwriting systems.
  • Ability to accurately review the following income documents: pay stubs, W2 forms, 1099 forms, 4506T transcripts, personal tax returns (form 1040), schedule C sole-proprietorships, schedule D capital gains and losses, schedule E income (rental, trust, business), schedule F farming income, 1065 partnerships, 1120S corporations, 1120 corporations, personal financial and asset statements, profit and loss statements, balance sheets, credit reports, and cash flow statements.
  • Familiar with both Fannie Mae and FHA underwriting guidelines.

Chad is asking for a base salary minimum of $80K (flexible).

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.

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