Statewide (IL) – Chief Credit Officer / Commercial Lender (1404)

John has been a Chief Credit Officer for 14 years and enjoys all elements of commercial credit administration.

He is seeking an opportunity with an Illinois community bank or credit union.

John’s career skills as a Chief Credit Officer and Commercial Relationship Manager include:

  • Responsible for credit function of a billion dollar community bank
  • Responsible for portfolio management, FAS 114 calculations and collaborating on ALLLmethodology, liaison with state and federal regulators, and working with Division Presidents and lenders.
  • Direct reports included credit administration, loan department and appraisal area with over 20 employees.
  • Chairman of the Credit Committee, member of ALCO and Audit Committee.
  • Approval of over $50MM in new credit in last 2+ years
  • Extensive experience with all types of commercial and consumer lending, retail branch management, regulatory compliance, business development, strategic planning, new product development, customer service, sales, budgets, operations, marketing, and IT.
  • Generate new business through networking, referrals, calling on customers, and deepening client relationships. Personally carry a $50MM loan portfolio.
  • Lending expertise includes commercial and residential mortgages and consumer lending; (C&I lending, consumer loans; commercial and residential construction, acquisition and development financing, etc.)
  • In depth analysis of the portfolio and generation of management and board reports to quantify existing portfolio risk and to identify trends and opportunities.
  • Developed a Consumer Pricing Matrix to improve consistency in pricing, compensate the bank for risk and increase net interest margin.
  • Oversaw the implementation of centralized loan processing and imaging of all credit and collateral files.
  • Developed credit training program for junior commercial and consumer lenders.

John is asking for a competitive salary minimum of $125K with an opportunity for bonus.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: jeanie@symicorgroup.com.

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