Statewide (NY) – Chief Credit Officer / Commercial Lender (1404)

John has been a Chief Credit Officer for 14 years and enjoys all elements of commercial credit administration.

He is seeking an opportunity with a New York community bank or credit union.

John’s career skills as a Chief Credit Officer and Commercial Relationship Manager include:

  • Responsible for credit function of a billion dollar community bank
  • Responsible for portfolio management, FAS 114 calculations and collaborating on ALLLmethodology, liaison with state and federal regulators, and working with Division Presidents and lenders.
  • Direct reports included credit administration, loan department and appraisal area with over 20 employees.
  • Chairman of the Credit Committee, member of ALCO and Audit Committee.
  • Approval of over $50MM in new credit in last 2+ years
  • Extensive experience with all types of commercial and consumer lending, retail branch management, regulatory compliance, business development, strategic planning, new product development, customer service, sales, budgets, operations, marketing, and IT.
  • Generate new business through networking, referrals, calling on customers, and deepening client relationships. Personally carry a $50MM loan portfolio.
  • Lending expertise includes commercial and residential mortgages and consumer lending; (C&I lending, consumer loans; commercial and residential construction, acquisition and development financing, etc.)
  • In depth analysis of the portfolio and generation of management and board reports to quantify existing portfolio risk and to identify trends and opportunities.
  • Developed a Consumer Pricing Matrix to improve consistency in pricing, compensate the bank for risk and increase net interest margin.
  • Oversaw the implementation of centralized loan processing and imaging of all credit and collateral files.
  • Developed credit training program for junior commercial and consumer lenders.

John is asking for a competitive salary minimum of $125K with an opportunity for bonus.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: