Statewide (TX)- Credit Analyst – SBA (107606)

James has been a Credit Analyst for four years.

He is seeking an opportunity with an eastern Texas area bank.

James’ career skills as a Credit Analyst include:

  • Average loan size of $3MM with primary focus on SBA 504 program.
  • Provided policy knowledge on the SBA Program to clients and lenders.
  • Reviewed financials and performed analysis to assess the of risk of extending credit.
  • Created loan structure and estimated loan costs and fees.
  • Packaged and underwrote SBA and conventional loans.
  • Provided SBA policy support and explanation to clients and bank personnel.
  • Analyzed and evaluated business financials, primarily tax returns and company prepared statements. Generated financial ratios and compared to industry averages.
  • Assisted in loan structuring to best utilize the SBA program.
  • Attended meetings with potential clients and corresponded with clients.
  • Provided analyses outlining repayment capacity, business trends, client assets, credit risks, outstanding debt, and client personal strengths.
  • Generated debt repayment capacity based on business and global analysis.
  • Created protocol for improving loan closing efficiency.

James is asking for a base salary minimum of $45K.

Kindly call Jeanie Maher or Tom Szmanda at 847-325-5457 or email us at: