banner-search

Temp-to-Perm – Mortgage Loan Closer – To $35/hr – REMOTE – Job # 2133

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our bank client is seeking to fill a Remote Mortgage Loan Closer role on a temp-to-perm basis. The position is responsible for the preparation and review of the mortgage closing documents, and the closing and funding of multiple types of mortgage loans in accordance with the investor’s policies, procedures, and requirements.

The opportunity has a generous salary of up to $35/hr.

Remote Mortgage Loan Closer responsibilities include:

  • Reviewing the closing conditions on the loan file and ensures that all required documentation and information needed for the loan closing are accurate and up to date, to clear the final conditions and work on the closing documents.
  • Following up with processing for the timely delivery of mortgage files scheduled for closing and logs in files received on the closing calendar.
  • Auditing, adjusting, and approving the final Closing Disclosure, prior to sending it out to the members and settlement agents.
  • Preparing and auditing the wire transfer request and delivers to the Accounting Department in a timely manner to ensure the loan proceeds are wired on time.
  • Validating the subject property information and loan terms entered in the system with the final loan approval and inputs closing data.
  • Interacting closely with management, processing, underwriting, loan officers, closing agents, and borrowers, and provides updates, as needed, to achieve goals for production time, timely issued and accurate closing documents, and member satisfaction.
  • Examining the title work, property taxes, hazard insurance amounts, and any third party receipts to make sure the loan meets the applicable Investor’s requirements.
  • Preparing and reviewing the closing packages, prior to sending out to the settlement agents, and ensures that the package is delivered no later than 24 hours prior to closing for refinance transactions and 48 hours – for purchase transactions.
  • Ensuring that the closing loan data, fees, dates, and loan statuses in the LOS are correct on all closed loans.
  • Reviewing the scanned signed closing packages e-mailed by the Settlement Agents prior to funding the loan and notifies the appropriate parties of any deficiencies found.
  • Funding any mortgage loans and coordinates the delivery of the funded loan to Servicing on time.
  • Instructing and training new team members/loan closers in the daily duties required for the position.
  • Serving as a back-up to the Post Closer/Quality Assurance Specialist, as needed, by conducting post-closing reviews of the residential mortgage loans originated, processed, and closed to ensure adherence to credit policy, underwriting, compliance, and internal processes.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • College degree preferred or equivalent work experience needed.
  • Three or more years closing and post-closing conventional 1st mortgage loans and home equity loans.
  • Working knowledge of the CFPB, Fannie Mae/Freddie Mac guidelines as well as credit union lending policies, procedures, and regulations.
  • Must possess a thorough understanding of the requirements and features of the mortgage loan programs, private investors, and the secondary mortgage market.
  • Ability to conduct a thorough review of a loan file, analyze the requested closing transaction and quickly identify problems that may exist with the fee tolerances on the Loan Estimate and Closing Disclosures, as regulated by the CFPB, legal documents, title policies, etc.
  • Responsible for compliance with Federal, State, County, NCUA, Private Investors, Freddie Mac/Fannie Mae, and MI guidelines.
  • Knowledge of mortgage loan origination, processing, and closing software
  • Ability to multi-task and prioritize work as required.

The next step is yours. Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

 

email-us