Candidate Profile #110075

Texas – Houston Area – Commercial Credit Executive

• Years of Related Experience: 20+
• Minimum Salary: $140K 
• Work Area:  Houston, Texas Area
• Experience:
  • Strong CRE and C&I credit background with a single signing authority of $10MM.
  • Strong background in building relationships, assessing corporate financial and portfolio risk, monitoring ongoing performance, and contractual compliance.
  • Maintained a C&I ($650MM) and CRE ($65MM) portfolio with a loan loss rate under 0.01% over several years.
  • Commercial lending experience in underwriting, managing portfolios, and structuring complex syndications and middle-market commercial credits with deal sizes ranging from $5MM to $50MM.
  • Responsible for originating, underwriting, documenting, and closing new credit facilities, including equipment lines for commercial contractors.
  • Contributor in writing the team’s credit policy and served as subject matter expert providing training to colleagues on new technology systems and lending platforms.
  • Trained and mentored junior credit officers, up to five analysts, relationships, managers, and the team’s summer internship program.
  • Provided timely credit guidance to relationship teams, collaborating with clients, and timely loan approvals and annual reviews.
  • Managed and prepared all departmental reporting, including semi-annual portfolio reviews, past due reports, reporting covenants, problem loans, and CCAR.
  • Consistently demonstrated strong risk analysis and portfolio management skills.
  • No non-compete agreements.
• Education: Bachelor of Science in Business Administration in Finance
• Reference #:  110075
• Send Candidate’s Resume:  Click Here