Texas – Houston Area – Commercial Credit Executive

• Years of Related Experience: 20+
• Minimum Salary: $140K 
• Work Area:  Houston, Texas Area
• Experience:
  • Strong CRE and C&I credit background with a single signing authority of $10MM.
  • Strong background in building relationships, assessing corporate financial and portfolio risk, monitoring ongoing performance, and contractual compliance.
  • Maintained a C&I ($650MM) and CRE ($65MM) portfolio with a loan loss rate under 0.01% over several years.
  • Commercial lending experience in underwriting, managing portfolios, and structuring complex syndications and middle-market commercial credits with deal sizes ranging from $5MM to $50MM.
  • Responsible for originating, underwriting, documenting, and closing new credit facilities, including equipment lines for commercial contractors.
  • Contributor in writing the team’s credit policy and served as subject matter expert providing training to colleagues on new technology systems and lending platforms.
  • Trained and mentored junior credit officers, up to five analysts, relationships, managers, and the team’s summer internship program.
  • Provided timely credit guidance to relationship teams, collaborating with clients, and timely loan approvals and annual reviews.
  • Managed and prepared all departmental reporting, including semi-annual portfolio reviews, past due reports, reporting covenants, problem loans, and CCAR.
  • Consistently demonstrated strong risk analysis and portfolio management skills.
  • No non-compete agreements.
• Education: Bachelor of Science in Business Administration in Finance
• Reference #:  110075
• Send Candidate’s Resume:  Click Here

Illinois – Chicago Area – Sr. Personal Banker

• Years of Related Experience: 15
• Minimum Salary: $60K 
• Work Area:  North Suburban Chicago, Illinois Area
• Experience:
  • Experience in personal banking, retail banking, and teller experience.
  • Served as both a Universal Banker and Personal Banker
  • Experience in consumer lending sales.
  • Knowledgeable in small business lending sales.
  • Meeting with new and current customers of the Institution to help with their current and future financial needs.
  • Follow up with Salesforce and set appointments.
  • Collaborating with partners of the Institution for customer needs, such as mortgages and financial advisors.
  • Cross-selling bank products to help customers such as lending and online banking tools.
  • Identifying and mitigating potential risks associated with clients’ investments.
  • Experience in CRM software (Salesforce), sales forecasting, data analysis, and contract negotiation.
  • References are available.
• Education: Bachelor’s degree
• Reference #:  417473
• Send Candidate’s Resume:  Click Here

Massachusetts – Boston Area – Commercial Credit Executive

• Years of Related Experience: 25
• Minimum Salary: $125K 
• Work Area:  Boston, Massachusetts
• Experience:
  • Strong CRE, C&I, and SBA (7a and 504) credit underwriting and credit approval experience.
  • Single signing approval authority up to $500K.
  • Review all others’ credits prior to closing up to $10MM.
  • Review and critique credit analyses, and provide reviewing officer sign-off on completed analyses.
  • Support and advise relationship managers on appraising, structuring, and documenting loan transactions.
  • Train and assist credit staff in analyzing credit requests and writing credit reports.
  • Formulate and administer credit policies and procedures.
  • Voting member of the bank Asset Quality Committee and Commercial Credit Committees.
• Other Attributes:  Extensive bank credit training experience
• Education:  Master’s Degree in Business Administration and a Bachelor’s Degree in Business Administration
• Reference #:  368286
• Send Candidate’s Resume:  Click Here

Minnesota – Minneapolis Area – Commercial Loan Underwriter

• Years of Related Experience: 10
• Minimum Salary: $85K 
• Work Area:  Minneapolis, Minnesota
• Experience:
  • Developed and prepared spreadsheets and models to support the analysis of new and existing CRE and C&I credit applications- Deals to $20MM.
  • Managed credit underwriting for an assigned commercial loan AR portfolio.
  • Reviewed credit applications and performed in-depth credit analysis and underwriting
  • Analyzed and assessed existing and potential clients’ financial statements and credit history.
  • Structured deals and performed risk assessments.
  • Ability to make informed decisions backed by sound assessment.
  • Evaluated and determined the creditworthiness of commercial applicants.
  • Performed cash flow analysis of businesses to determine the risk involved in extending credit.
  • Performed annual reviews, financial spreads, and global debt service calculations.
  • Conducted a thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing, and annual due diligence.
  • Analyzed financial and guarantor statements, prepared cash flow model, and performed collateral analysis to ensure loans meet requirements.
  • Reconciled credit files and identified discrepancies and variances.
  • Making Risk Rating decisions and communicating the decision with the RM or PM.
  • Assisted RM with completing various scenarios of financial forecasts and projections.
  • Ensured loans conformed to the company’s credit manuals and cited policy or guideline exceptions as needed.
  • Worked with a Financial analyst, credit coordinator, and relationship manager to maintain a high-quality business loan portfolio.
• Reference #:  368424
• Send Candidate’s Resume:  Click Here

Pennsylvania – Philadelphia Area – BSA/AML Compliance Officer

• Years of Related Experience: 20+
• Minimum Salary: $80K 
• Work Area:  Within 30 miles of Philadelphia, PA
• Experience:
  • Complete comprehensive reviews of customer activity to identify potential financial crime risks.
  • Conduct internet and other research concerning the customers and counterparties involved with transactions, as appropriate.
  • Review complex and multi-tiered relationships to determine if account activity is suspicious and requires the filing of a SAR.
  • Write a comprehensive analysis of the account activity to support the disposition to close/escalate an alert, close/escalate a case, and file a SAR when required while meeting Management-defined productivity and quality control requirements.
  • Thoroughly document alert and case investigations, including supporting data, research, analysis, and rationale for the recommendation within the case management system in a timely manner and in compliance with regulatory guidelines and AFC procedures.
  • Provide recommendations for off-boarding customers who pose a heightened risk to the Institution as directed by the Head of the Financial Intelligence Unit.
  • Prepare summaries of customers with multiple SARs and high-risk investigation cases to the Head of the Financial Intelligence Unit, BSA Officer, and SAR Committee, as needed.
  • Maintain a high degree of relevant knowledge with respect to BSA/AML laws and regulations, including monitoring new and proposed BSA/AML-related legislation, regulatory requirements, key enforcement actions, key trends, and emerging issues, as directed by the Head of Financial Intelligence Unit.
  • Knowledgeable in the USA PATRIOT Act, Bank Secrecy Act, OFAC, and related AML regulations.
  • Experience with external compliance screening databases (World-Check, Lexis/ Nexis, Actimize, PACER, KYC).
• Other Attributes:  Proficient in Microsoft Word, Excel, PowerPoint, PeopleSoft, and Fingerprinting.
• Education: Bachelor’s Degree in Criminal Justice
• Reference #:  417336
• Send Candidate’s Resume:  Click Here

California – San Diego Area – BSA/AML Compliance Officer

• Years of Related Experience: Seven
• Minimum Salary: $85K 
• Work Area:  San Diego, California
• Experience:
  • Exceptional knowledge of the USA Patriot Act, CIP, BSA/AML, and OFAC.
  • Experience developing “Know Your Customer” (KYC)/CIP quality control processes and administrative, lending, and operational compliance and FDIC regulator experience.
  • Leads procedures for conducting comprehensive research and background investigations, reducing risk by escalating country-based sanction risk screenings to the Global Sanctions group.
  • Maintain adherence to federal and state policies and processes for ongoing due diligence, real-time negative news monitoring per enhanced high/low guidelines, onsite reviews, monthly calls, written research notes, and updating reports.
  • Executes CDD screening activities (OFAC, PEP, CIP, list-based screenings, adverse news screenings) for enterprise businesses, conducting reputational risk screenings for third-party program reporting on Environmental Social Governance (ESG) risk and government ownership for Anti-Bribery Corruption & Compliance Group (ABC)
  • Facilitate periodic risk assessments to identify gaps and improve compliance programs focused on data-driven analysis. Supports senior leadership in performing monthly KPI reporting for international regions.
  • Liaises with cross-functional and product groups, using various systems, and reports to identify customer risks in support of KYC programs and maintain strict confidentiality concerning highly sensitive information.
  • Exhibits financial crime subject matter expertise, and excellent interpersonal skills, and enhances employee learning through knowledge sharing, and report evaluation interactions with cross-functional departments.
  • Acting as a point of escalation for investigations of high-risk clients, exceeding expectations by performing up to twice the required daily work for financial crime risk assessments and due diligence for high-profile prospects and existing customers.
• Other Attributes:  Certified in AML/AML Sanctions.
• Education: Bachelor’s Degree in Criminal Justice
• Reference #:  417138
• Send Candidate’s Resume:  Click Here

Oklahoma – Oklahoma City Area – Bank Compliance Director

• Years of Related Experience: 19
• Minimum Salary: $110K 
• Work Area:  Oklahoma City, Oklahoma 
• Experience:
  • Experienced in BSA/AML, KYC, HMDA, CRA, Fair Lending, Sarbanes-Oxley, Deposit Regs, and Electronic Banking.
  • Oversee regulatory compliance and internal audit activities, ensuring adherence to strict industry standards and regulations. 
  • Serve as primary contact for regulators, examiners, and auditors, facilitating effective communication and cooperation.
  • Coordinated, comprehensive training programs for over 200 employees to maintain high levels of compliance knowledge across all departments.
  • Initiated and led the successful launch of the PPP government loan program, overseeing software selection, SBA registration, and reporting. 
  • Has worked with both State and Federal bank regulators as Director of Compliance and Bank Secrecy Act Officer.
  • Advised the Board of Directors and Senior Management on compliance matters, translating complex regulations into actionable policies.
  • Developed and implemented audit methodologies to streamline internal processes and mitigate risks.
• Other Attributes:  Certifications in CCO, CUCE, and BSA Compliance Specialist.
• Leadership Experience:  Managed up to 12 full-time employees.
• Education:  Master’s Degree of Business Administration
• Reference #:  145375
• Send Candidate’s Resume:  Click Here

California – San Francisco Area – Bank Compliance Director

• Years of Related Experience: 25+
• Minimum Salary: $130K 
• Work Area:  San Francisco, California Area
• Experience:
  • Managed the Institution’s Fair and Responsible Banking Risk Assessment Program.
  • Has strong fair lending and strong consumer lending skills.
  • Conducted risk assessment planning and strategy.
  • Developed annual risk assessment strategy and priorities by applying a risk-based approach to target for analysis the Institution’s high-risk products, services, business lines, and emerging risk areas.
  • Responsible for risk-assessment implementation.
  • Assessed fair and responsible banking risk exposure by performing annual risk assessments using various data-gathering methods, such as key personnel interviews, control monitoring reports, complaint analyses, issue management reporting, and audit/compliance reports.
  • Responsible for control enhancements.
  • Recommended control enhancements to appropriately address risks identified through the risk assessment process.
  • Responsible for board and senior management reporting.
  • Reported risk assessment results to the General Counsel, Board, Senior Management, and internal compliance committees.
  • Responsible for regulatory news and enforcement updates.
  • Provided weekly updates to Legal and Compliance partners covering regulatory and enforcement activities in the fair and responsible banking space. 
  • References are available.
  • Worked with OCC and FDIC.
• Education:  Juris Doctorate degree, Bachelor’s Degree in Business Administration.
• Reference #:  417994
• Send Candidate’s Resume:  Click Here

Florida – West Palm Beach Area – Commercial Loan Portfolio Manager

• Years of Related Experience: 20+
• Minimum Salary: $145K 
• Work Area:  West Palm Beach, Florida Area
• Experience:
  • Responsible for managing a loan portfolio of approximately $250MM (C&I and CRE)
  • Utilized knowledge and understanding of Credit Policy to assess and mitigate credit risks within the loan portfolio.
  • Conducted credit analysis on new investor real estate transactions that resulted in over $50MM in new loans.
  • Conducted financial and statistical analysis on borrowing entities to significantly decrease risk exposure on loan transactions.
  • Performed timely due diligence with adherence to credit risk management and monitoring (covenant testing, annual reviews, extensions, etc).
• Education:  Bachelor’s degree in Accounting
• Reference #:  417080
• Send Candidate’s Resume:  Click Here

Illinois, Chicago Area – Chief Credit Officer

• Years of Related Experience: 25
• Minimum Salary: $185K 
• Work Area:  Chicago, Illinois
• Experience:
  • Consistently achieved strong ratings in core credit underwriting, risk management, operational efficiency, business line team player, portfolio management, strategic thinking, change management, and leadership while holding numerous senior-level positions.
  • Experienced in CRE, diversified C&I, asset-based, franchise, and healthcare lending experience with small business and middle market credit, risk, and portfolio management responsibilities handling single-lender relationships up to $60MM.
  • Credit lead on strategic initiatives including implementing technology upgrades, double-digit loan and ROE growth targets, reorganization of divisions, and rewriting and streamlining policies and procedures.
  • Experience covers commercial banking for real estate loans, lines of credit, equipment financing, leveraged buyouts, mergers and acquisitions, and asset-based structures to healthcare, service, manufacture, distribution, wholesale, technology, and international companies, among a variety of other businesses, investor groups, and their principal owners.
  • CRE and C&I background includes all core assets and numerous industries along with specialty lender finance including warehouse lines across the U.S. Extensive loan workout experience across all product and asset types.
  • Responsible for credit and risk leadership for commercial real estate, SBA/USDA lending businesses, C&I, and business banking loan origination, underwriting, risk management, and portfolio administration programs. 
  • Critical role in decisioning credits, analysis, selection, and management of risk appetites, thresholds, ranges, and targets.
  • Contributes to the development of a sound overall credit culture and mature credit risk management capabilities.
  • Leader of the loan workout and classified assets.
  • Design, build, and manage the capabilities required for specialty lending and programmatically trading loans with other financial institutions to achieve identified revenue, risk, and growth objectives.
  • Manages a network of vendors, partners, and investors as necessary to support wholesale loan production, loan trading, and traded loan portfolio management.
  • Received a prestigious award in recognition of client focus, teamwork, responsible citizenship, and integrity.
• Education:  Bachelor’s degree
• Reference #:  120353
• Send Candidate’s Resume:  Click Here