Candidate Profile #417448

South Carolina – Charleston Area – Commercial Loan Portfolio Manager 

  • Years of Related Experience: Seven
  • Minimum Salary: $80K
  • Work Area:  Charleston, South Carolina
  • Experience:
    • Expert Portfolio Manager and credit analyst for commercial capital groups and lender finance with a typical portfolio deal size of 14-15 loans totaling around $1B.
    • Expertise in CRE and C&I with an average commercial loan deal size closed at $50MM-$75MM and up to $125MM.
    • Collected internal data, validated inputs, and compiled reports for timely presentation to management.
    • Generating both routine and ad hoc loan asset quality reports for senior management and regulatory bodies.
    • Provided examination of credit exposures and portfolio performance while also identifying potential risks and opportunities for enhancement.
    • Contributed to the optimization of credit administration processes by reviewing credit procedures and collaborating with cross-functional teams.
    • Conducting targeted credit file reviews and portfolio stress testing exercises.
    • Spreads own financial statements and creates the loan presentation, growing the portfolio each year.
    • Open communication channels, addressing borrower inquiries and concerns and facilitating effective resolution of issues.
    • Strong credit and financial analysis with precise knowledge of conventional and government lending guidelines.
    • Specialize in analyzing loan portfolio data to deliver comprehensive credit risk assessments.
    • Maintained strong relationships with borrowers, ensuring transparency and trust, facilitating smoother interactions and enhancing overall portfolio management.
    • Strong sales ability, excellent verbal and written communication skills, and strong organizational skills.
    • Not subject to a non-compete Agreement.
  • Other Attributes:  Proficient in Microsoft Office, ABLsoft, Velocify, Stata, FIS IBS & ACBS
  • Education:  Bachelor’s Degree in Economics
  • Reference #:  417448
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