Candidate Profile #418226

Minnesota – Minneapolis/Saint Paul  – Chief Credit Officer

• Years of Related Experience: 19
• Minimum Salary: $145K (flexible)
• Work Area:  Minneapolis/Saint Paul, Minnesota
• Experience:
  • Experienced in SBA 504, SBA 7a, C&I, and CRE credit management
  • Managed 5 Sr. credit underwriters.
  • Chaired the Institution’s Loan Committee.
  • Had a Loan Portfolio of $115MM.
  • Responsible for monitoring credit risk within the Institution’s loan portfolio.
  • Complete quarterly Concentration Report and Allowance Analysis for the Institution.  
  • Provide support, direction, and credit risk guidance to management regarding the allowance and make recommendations to Executive Management and the Board of Directors to maintain an appropriate level in the allowance.
  • Analyze and review large Commercial and Ag credit requests for loan structure, terms, and pricing to ensure credit risk is within the Institution’s risk parameters; consult with commercial loan officers to ensure proposed credit transactions meet regulatory and policy expectations and help properly structure credit transactions.
  • Responsible for managing the Institution’s Credit Analyst department.
  • Responsible for maintaining the integrity of the Institution’s loan policy.  
  • Suggest changes to the policy to keep it abreast of changing market conditions as well as changes in the regulatory environment.  
  • Responsible for ensuring that the loan policy allows for and complements a smooth-running cost, and time-efficient lending process.
  • Coordinate credit quality aspects of safety and soundness examinations with OCC.  
  • Responsible for communicating credit quality examination findings to appropriate staff and developing written action plans.
  • Active voting member on the Institution’s loan committee.
  • Utilized Fiserv, Precision, and Premier.
• Education: Bachelor’s Degree 
• Reference #:  418226
• Send Candidate’s Resume:  Click Here