Candidate Profile #418353

Georgia – Atlanta Area – Sr. Commercial Credit Officer

• Years of Related Experience: 12
• Minimum Salary: $120K
• Work Area:  Atlanta, Georgia
• Experience:
  • Sr. commercial credit experience with all types of CRE loans and C&I loans.
  • Average loan size of $1.5MM-$70MM with a single loan authority of $2MM.
  • Responsible for a loan portfolio of $400MM-$700MM.
  • Managed five commercial credit underwriters and credit analysts .
  • Reported directly to the Chief Risk Officer (CRO), proactively monitored, and performed annual credit risk and financial analysis reviews for the Institution’s C&I and Commercial Real Estate loans.
  • Analyzed financial statements of 150+ companies annually to assess risk and creditworthiness, increasing loan portfolio quality by 10%.
  • Led the development and implementation of a new annual commercial credit risk review program, significantly enhancing the Institution’s risk assessment and portfolio management capabilities.
  • Played a key role in the asset quality committee, presenting analysis and providing risk rating grade recommendations on the Institution’s C&I and Commercial Real Estate loan portfolio.
  • Proactively identified warning signs of declining creditworthiness and worked with Advisors and Bankers to ensure early intervention, to minimize potential losses.
  • References are available.
• Education: Bachelor’s Degree in Finance
• Reference #:  418353
• Send Candidate’s Resume:  Click Here