Candidate Profile #418612

California – Los Angeles – Commercial Loan Portfolio Manager

• Years of Related Experience: 25
• Minimum Salary: $165K
• Work Area:  Los Angeles, California
• Experience:
  • Experienced with C&I and CRE loans.
  • Average commercial loan deal size closed was $3MM with the largest commercial loan closed at $45MM.
  • Analyzed credit data, financial statements, and pertinent information for credit requests and pre-screens to determine loan eligibility and the degree of risk involved in the credit approval.
  • Compare the liquidity, profitability, and credit histories of businesses being evaluated with those of similar businesses in the same industries and geographic proximity.
  • Monitor credit risk by periodically evaluating financial trends, credit bureau reports, and other sources of information of the borrower and guarantor(s).
  • Ensured compliance with bank policy, regulatory requirements, and creditworthiness by reviewing and updating credit loan file information and compliance with loan agreements.
  • Submitted Credit Memorandum Requests to credit officers for approval and supported loan processors to close and fund approved loans.
  • Responsible for selling Bank products and services to build strong relationships with C&I businesses, including deposit and loan products.
  • Conducted in-depth review of balance sheets, income statements, tax returns, business plans, and projections to determine cash flow and assess the applicant’s ability to repay existing and proposed debt.
  • Conducted detailed credit analysis of potential lending opportunities for CRE loans, based on applicant’s credit and financial information. 
• Education:  Bachelor of Arts Degree with a major in Economics, Master of Arts Degree
• Reference #:  418612
• Send Candidate’s Resume:  Click Here