Candidate Profile #2095

Texas – Dallas/Fort Worth Area – Commercial Lending Credit Executive

• Years of Related Experience: 12
• Minimum Salary: $140K
• Work Area:  Dallas/Fort Worth, Texas Area
• Experience:
  • Experienced with underwriting Healthcare, CRE, C&I, SBA 7(a), and 504.
  • Average commercial loan deal size was $3.5MM, with a lending authority of up to $2.5MM.
  • Largest commercial loan underwritten was $18.5MM.
  • Managed a diverse commercial loan portfolio of $26MM.
  • Subject matter expert in SBA lending programs.
  • Modified procedures and trained staff as needed, ensuring work is performed in accordance with all policies, procedures, and audit standards.
  • Effectively communicated with all bank customers, borrowers, and guarantors.
  • Implemented loan structure, terms, and conditions regarding various loans and borrower situations.
  • Prepared detailed written credit memos that summarize results of financial and credit analysis including identification of strengths, prevailing risk factors, and recommendations.
  • Ensured appropriateness of Risk Ratings and Facility Classifications at the time of Origination and during the Annual Review process.
  • Ensured accurate data capture associated with approved extensions of credit.
  • Ensured compliance with credit policies, procedures, and applicable law and regulatory requirements and achieved satisfactory ratings from internal and external auditors.
  • References are available.
• Education: Master’s Degree in Business Administration.
• Reference #:  2095
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