Candidate Profile #418645

California – Fresno Area – Chief Credit Officer

• Years of Related Experience: 30
• Minimum Salary: $185K
• Work Area:  Fresno, California
• Experience:
  • Knowledgeable in commercial, mortgage, and consumer lending, including SBA 504, 7a, express CRE, and C&I.
  • Managed CECL, commercial loan review, and loan committee; 32 people directly reported (including special assets).
  • Conversion from legacy incurred loss ALLL methodology to “Life of Loan” (CECL).
  • Successful data mapping, portfolio pooling, and methodology selection.
  • Implementing a transition to a fully automated loan origination system.
  • Transition activities include converting the manual to an automated spreading utility, credit memorandum, decision and risk rating models, and booking interface.
  • Established a Basel-compliant bifurcated risk rating architecture from a single-point system.
  • Overhaul of current credit policy, emphasizing exception streamlining, exception severity gradation, and procedural separation.
  • Establishing a shared national credit purchase capability (underwriting and monitoring).
  • Retired Board Member.
  • Banking School Graduate Certification.
  • Banking School Advisor.
  • Strong references are available.
• Education:  Bachelor’s Degree in Agricultural Business.
• Reference #:  418645
• Send Candidate’s Resume:  Click Here