Profile #418237

Alabama – Birmingham – Sr. Credit Administrator

• Years of Related Experience: 14
• Minimum Salary: $115K
• Work Area:  Birmingham, Alabama
• Experience:
  • Extensive experience with SBA 7(a) & 504 loan programs, asset-based lending (ABL), loan workout, and underwriting C&I and CRE with an authority of up to $1MM.
  • Quarterly reviews to senior management on all sensitive assets ensuring precise reporting for risk evaluation.
  • Collaborate with lending units, plan and implement effective workout strategies, and maximize recovery of principal and interest for commercial relationships ($30MM).
  • Improved the bank’s equity standing by renegotiating credit terms, strengthening collateral positions, or establishing recourse to other borrower assets.
  • Safeguarded protection of assets by identifying and evaluating legal aspects of commercial lending including loan documentation, financial statements, and collateral to determine the bank’s legal standing.
  • Enhanced recovery of non-performing loans by engaging with legal counsel, court-appointed receivers, and other stakeholders during enforcement actions.
  • Guaranteed accurate asset valuation during recovery processes by partnering with appraisers, liquidators, and other professionals to assess and confirm the liquidation value of collateral.
  • Supported ongoing credit administration and compliance activities by overseeing maintenance and regular updating of credit reports and files with all required documentation.
  • Reports to the CCO
• Education: Bachelor’s Degree (Major in Business Administration – Finance)
• Reference #:  418237
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