Illinois – Chicago Area – Sr. Personal Banker

• Years of Related Experience: 15
• Minimum Salary: $60K 
• Work Area:  North Suburban Chicago, Illinois Area
• Experience:
  • Experience in personal banking, retail banking, and teller experience.
  • Served as both a Universal Banker and Personal Banker
  • Experience in consumer lending sales.
  • Knowledgeable in small business lending sales.
  • Meeting with new and current customers of the Institution to help with their current and future financial needs.
  • Follow up with Salesforce and set appointments.
  • Collaborating with partners of the Institution for customer needs, such as mortgages and financial advisors.
  • Cross-selling bank products to help customers such as lending and online banking tools.
  • Identifying and mitigating potential risks associated with clients’ investments.
  • Experience in CRM software (Salesforce), sales forecasting, data analysis, and contract negotiation.
  • References are available.
• Education: Bachelor’s degree
• Reference #:  417473
• Send Candidate’s Resume:  Click Here

Massachusetts – Boston Area – Commercial Credit Executive

• Years of Related Experience: 25
• Minimum Salary: $125K 
• Work Area:  Boston, Massachusetts
• Experience:
  • Strong CRE, C&I, and SBA (7a and 504) credit underwriting and credit approval experience.
  • Single signing approval authority up to $500K.
  • Review all others’ credits prior to closing up to $10MM.
  • Review and critique credit analyses, and provide reviewing officer sign-off on completed analyses.
  • Support and advise relationship managers on appraising, structuring, and documenting loan transactions.
  • Train and assist credit staff in analyzing credit requests and writing credit reports.
  • Formulate and administer credit policies and procedures.
  • Voting member of the bank Asset Quality Committee and Commercial Credit Committees.
• Other Attributes:  Extensive bank credit training experience
• Education:  Master’s Degree in Business Administration and a Bachelor’s Degree in Business Administration
• Reference #:  368286
• Send Candidate’s Resume:  Click Here

Minnesota – Minneapolis Area – Commercial Loan Underwriter

• Years of Related Experience: 10
• Minimum Salary: $85K 
• Work Area:  Minneapolis, Minnesota
• Experience:
  • Developed and prepared spreadsheets and models to support the analysis of new and existing CRE and C&I credit applications- Deals to $20MM.
  • Managed credit underwriting for an assigned commercial loan AR portfolio.
  • Reviewed credit applications and performed in-depth credit analysis and underwriting
  • Analyzed and assessed existing and potential clients’ financial statements and credit history.
  • Structured deals and performed risk assessments.
  • Ability to make informed decisions backed by sound assessment.
  • Evaluated and determined the creditworthiness of commercial applicants.
  • Performed cash flow analysis of businesses to determine the risk involved in extending credit.
  • Performed annual reviews, financial spreads, and global debt service calculations.
  • Conducted a thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing, and annual due diligence.
  • Analyzed financial and guarantor statements, prepared cash flow model, and performed collateral analysis to ensure loans meet requirements.
  • Reconciled credit files and identified discrepancies and variances.
  • Making Risk Rating decisions and communicating the decision with the RM or PM.
  • Assisted RM with completing various scenarios of financial forecasts and projections.
  • Ensured loans conformed to the company’s credit manuals and cited policy or guideline exceptions as needed.
  • Worked with a Financial analyst, credit coordinator, and relationship manager to maintain a high-quality business loan portfolio.
• Reference #:  368424
• Send Candidate’s Resume:  Click Here

Pennsylvania – Philadelphia Area – BSA/AML Compliance Officer

• Years of Related Experience: 20+
• Minimum Salary: $80K 
• Work Area:  Within 30 miles of Philadelphia, PA
• Experience:
  • Complete comprehensive reviews of customer activity to identify potential financial crime risks.
  • Conduct internet and other research concerning the customers and counterparties involved with transactions, as appropriate.
  • Review complex and multi-tiered relationships to determine if account activity is suspicious and requires the filing of a SAR.
  • Write a comprehensive analysis of the account activity to support the disposition to close/escalate an alert, close/escalate a case, and file a SAR when required while meeting Management-defined productivity and quality control requirements.
  • Thoroughly document alert and case investigations, including supporting data, research, analysis, and rationale for the recommendation within the case management system in a timely manner and in compliance with regulatory guidelines and AFC procedures.
  • Provide recommendations for off-boarding customers who pose a heightened risk to the Institution as directed by the Head of the Financial Intelligence Unit.
  • Prepare summaries of customers with multiple SARs and high-risk investigation cases to the Head of the Financial Intelligence Unit, BSA Officer, and SAR Committee, as needed.
  • Maintain a high degree of relevant knowledge with respect to BSA/AML laws and regulations, including monitoring new and proposed BSA/AML-related legislation, regulatory requirements, key enforcement actions, key trends, and emerging issues, as directed by the Head of Financial Intelligence Unit.
  • Knowledgeable in the USA PATRIOT Act, Bank Secrecy Act, OFAC, and related AML regulations.
  • Experience with external compliance screening databases (World-Check, Lexis/ Nexis, Actimize, PACER, KYC).
• Other Attributes:  Proficient in Microsoft Word, Excel, PowerPoint, PeopleSoft, and Fingerprinting.
• Education: Bachelor’s Degree in Criminal Justice
• Reference #:  417336
• Send Candidate’s Resume:  Click Here

California – San Diego Area – BSA/AML Compliance Officer

• Years of Related Experience: Seven
• Minimum Salary: $85K 
• Work Area:  San Diego, California
• Experience:
  • Exceptional knowledge of the USA Patriot Act, CIP, BSA/AML, and OFAC.
  • Experience developing “Know Your Customer” (KYC)/CIP quality control processes and administrative, lending, and operational compliance and FDIC regulator experience.
  • Leads procedures for conducting comprehensive research and background investigations, reducing risk by escalating country-based sanction risk screenings to the Global Sanctions group.
  • Maintain adherence to federal and state policies and processes for ongoing due diligence, real-time negative news monitoring per enhanced high/low guidelines, onsite reviews, monthly calls, written research notes, and updating reports.
  • Executes CDD screening activities (OFAC, PEP, CIP, list-based screenings, adverse news screenings) for enterprise businesses, conducting reputational risk screenings for third-party program reporting on Environmental Social Governance (ESG) risk and government ownership for Anti-Bribery Corruption & Compliance Group (ABC)
  • Facilitate periodic risk assessments to identify gaps and improve compliance programs focused on data-driven analysis. Supports senior leadership in performing monthly KPI reporting for international regions.
  • Liaises with cross-functional and product groups, using various systems, and reports to identify customer risks in support of KYC programs and maintain strict confidentiality concerning highly sensitive information.
  • Exhibits financial crime subject matter expertise, and excellent interpersonal skills, and enhances employee learning through knowledge sharing, and report evaluation interactions with cross-functional departments.
  • Acting as a point of escalation for investigations of high-risk clients, exceeding expectations by performing up to twice the required daily work for financial crime risk assessments and due diligence for high-profile prospects and existing customers.
• Other Attributes:  Certified in AML/AML Sanctions.
• Education: Bachelor’s Degree in Criminal Justice
• Reference #:  417138
• Send Candidate’s Resume:  Click Here

Oklahoma – Oklahoma City Area – Bank Compliance Director

• Years of Related Experience: 19
• Minimum Salary: $110K 
• Work Area:  Oklahoma City, Oklahoma 
• Experience:
  • Experienced in BSA/AML, KYC, HMDA, CRA, Fair Lending, Sarbanes-Oxley, Deposit Regs, and Electronic Banking.
  • Oversee regulatory compliance and internal audit activities, ensuring adherence to strict industry standards and regulations. 
  • Serve as primary contact for regulators, examiners, and auditors, facilitating effective communication and cooperation.
  • Coordinated, comprehensive training programs for over 200 employees to maintain high levels of compliance knowledge across all departments.
  • Initiated and led the successful launch of the PPP government loan program, overseeing software selection, SBA registration, and reporting. 
  • Has worked with both State and Federal bank regulators as Director of Compliance and Bank Secrecy Act Officer.
  • Advised the Board of Directors and Senior Management on compliance matters, translating complex regulations into actionable policies.
  • Developed and implemented audit methodologies to streamline internal processes and mitigate risks.
• Other Attributes:  Certifications in CCO, CUCE, and BSA Compliance Specialist.
• Leadership Experience:  Managed up to 12 full-time employees.
• Education:  Master’s Degree of Business Administration
• Reference #:  145375
• Send Candidate’s Resume:  Click Here

California – San Francisco Area – Bank Compliance Director

• Years of Related Experience: 25+
• Minimum Salary: $130K 
• Work Area:  San Francisco, California Area
• Experience:
  • Managed the Institution’s Fair and Responsible Banking Risk Assessment Program.
  • Has strong fair lending and strong consumer lending skills.
  • Conducted risk assessment planning and strategy.
  • Developed annual risk assessment strategy and priorities by applying a risk-based approach to target for analysis the Institution’s high-risk products, services, business lines, and emerging risk areas.
  • Responsible for risk-assessment implementation.
  • Assessed fair and responsible banking risk exposure by performing annual risk assessments using various data-gathering methods, such as key personnel interviews, control monitoring reports, complaint analyses, issue management reporting, and audit/compliance reports.
  • Responsible for control enhancements.
  • Recommended control enhancements to appropriately address risks identified through the risk assessment process.
  • Responsible for board and senior management reporting.
  • Reported risk assessment results to the General Counsel, Board, Senior Management, and internal compliance committees.
  • Responsible for regulatory news and enforcement updates.
  • Provided weekly updates to Legal and Compliance partners covering regulatory and enforcement activities in the fair and responsible banking space. 
  • References are available.
  • Worked with OCC and FDIC.
• Education:  Juris Doctorate degree, Bachelor’s Degree in Business Administration.
• Reference #:  417994
• Send Candidate’s Resume:  Click Here

Florida – West Palm Beach Area – Commercial Loan Portfolio Manager

• Years of Related Experience: 20+
• Minimum Salary: $145K 
• Work Area:  West Palm Beach, Florida Area
• Experience:
  • Responsible for managing a loan portfolio of approximately $250MM (C&I and CRE)
  • Utilized knowledge and understanding of Credit Policy to assess and mitigate credit risks within the loan portfolio.
  • Conducted credit analysis on new investor real estate transactions that resulted in over $50MM in new loans.
  • Conducted financial and statistical analysis on borrowing entities to significantly decrease risk exposure on loan transactions.
  • Performed timely due diligence with adherence to credit risk management and monitoring (covenant testing, annual reviews, extensions, etc).
• Education:  Bachelor’s degree in Accounting
• Reference #:  417080
• Send Candidate’s Resume:  Click Here

Illinois, Chicago Area – Chief Credit Officer

• Years of Related Experience: 25
• Minimum Salary: $185K 
• Work Area:  Chicago, Illinois
• Experience:
  • Consistently achieved strong ratings in core credit underwriting, risk management, operational efficiency, business line team player, portfolio management, strategic thinking, change management, and leadership while holding numerous senior-level positions.
  • Experienced in CRE, diversified C&I, asset-based, franchise, and healthcare lending experience with small business and middle market credit, risk, and portfolio management responsibilities handling single-lender relationships up to $60MM.
  • Credit lead on strategic initiatives including implementing technology upgrades, double-digit loan and ROE growth targets, reorganization of divisions, and rewriting and streamlining policies and procedures.
  • Experience covers commercial banking for real estate loans, lines of credit, equipment financing, leveraged buyouts, mergers and acquisitions, and asset-based structures to healthcare, service, manufacture, distribution, wholesale, technology, and international companies, among a variety of other businesses, investor groups, and their principal owners.
  • CRE and C&I background includes all core assets and numerous industries along with specialty lender finance including warehouse lines across the U.S. Extensive loan workout experience across all product and asset types.
  • Responsible for credit and risk leadership for commercial real estate, SBA/USDA lending businesses, C&I, and business banking loan origination, underwriting, risk management, and portfolio administration programs. 
  • Critical role in decisioning credits, analysis, selection, and management of risk appetites, thresholds, ranges, and targets.
  • Contributes to the development of a sound overall credit culture and mature credit risk management capabilities.
  • Leader of the loan workout and classified assets.
  • Design, build, and manage the capabilities required for specialty lending and programmatically trading loans with other financial institutions to achieve identified revenue, risk, and growth objectives.
  • Manages a network of vendors, partners, and investors as necessary to support wholesale loan production, loan trading, and traded loan portfolio management.
  • Received a prestigious award in recognition of client focus, teamwork, responsible citizenship, and integrity.
• Education:  Bachelor’s degree
• Reference #:  120353
• Send Candidate’s Resume:  Click Here

Tennessee, Florida, Arkansas – Chief Credit Officer

• Years of Related Experience: 20+
• Minimum Salary: $190K 
• Work Area:  Tennessee, Florida, Arkansas
• Experience:
  • Experienced in SBA 504, SBA 7a, C&I, and CRE credit management
  • Has a single-signing approval authority of $3MM.
  • Responsible for the credit function of the Institution. 
  • Member of Loan Committee, Asset Liability Committee, and Risk Management Committee.
  • Seasoned in Special Assets Management as well.
  • Manage all of the credit underwriting, loan approvals, credit policy, credit training, loan review, CECL, workout and recovery of problem loans, disposition of foreclosed assets, board reporting, and represent the Institution with regulatory agencies. 
  • Trained all of the credit personnel.
  • Managed the Special Assets Group for the Institution.
• Leadership Experience:  Manages 60 commercial credit underwriters and has managed up to 15 employees.
• Education: Master’s degree in Business Administration in Finance
• Reference #:  163764
• Send Candidate’s Resume:  Click Here