Candidate Profile #418357

November 7th, 2024

Texas – DFW Area – Sr. Bank Information Technology Manager

  • Years of Related Experience: 10
  • Minimum Salary: $100K 
  • Work Area:  Dallas/Fort Worth, Texas
  • Experience:
    • Developed and implemented a comprehensive IT program, supporting core banking operations and ensuring reliable IT infrastructure.
    • Collaborated with executive leadership to establish a five-year strategic IT roadmap, including budget planning, technology upgrades, and cybersecurity improvements.
    • Established and maintained the bank’s Cybersecurity Program, DRP, and BCP, with a focus on minimizing risks from emerging threats.
    • Conducted annual risk assessments and IT audits to ensure regulatory compliance (GLBA, FFIEC) and address vulnerabilities promptly.
    • Coordinated third-party audits and state and federal exams, utilizing their findings to enhance controls.
    • Led cybersecurity initiatives to implement the FFIEC framework backed by their cybersecurity assessment tool, CAT, to assess program maturity.
    • Strengthened risk management posture to align with industry standards and organization strategic plan.
    • Oversee incident response activities coordinating vendors and internal efforts.
    • Managed relationships with third-party technology service providers, overseeing contract negotiations, performance reviews, and SLAs to ensure vendor alignment with bank objectives.
    • Led implementation and upgrades of critical IT systems, coordinating with vendors and cross-functional teams to complete projects on time and within budget.
    • Coordinated third-party service providers to support key operations. `
    • Perform testing of plans and procedures.
    • Responsible for training bank employees at all levels, including senior management, to minimize cybersecurity exposure.
    • Acted as subject matter expert during procedural development and training.
  • Other Attributes:  Certified in Comptia A+ and Network+, CompTIA Security+, ITIL Foundations, Bank Technology Management, and ISC2 CISSP is in progress
  • Education: Bachelor’s Degree in Public Relations
  • Reference #:  418357
  • Send Candidate’s Resume:  Click Here

Candidate Profile #418325

November 7th, 2024

Idaho – Sr. SBA Credit Manager

  • Years of Related Experience: 12
  • Minimum Salary: $140K 
  • Work Area:  Idaho
  • Experience:
    • Strong SBA background, commercial credit, SBA lending, and special assets management.
    • Managed SBA operations, SBA underwriters, and loan processing while building and managing a high-performing team of eight.
    • Supervised a commercial portfolio of over $1B, ensuring oversight and consistency in reporting functions (past due, maturity reports).
    • Optimized team efficiency and streamlined loan origination, underwriting, and administration processes.
    • Directed $25MM criticized portfolio management, including high-exposure commercial and SBA loans.
    • Drove SBA loan production growth for consecutive years, enhancing efficiency and accuracy through process optimization.
    • Recovered over $500MM in previously charged-off loans and restructured $5MM in criticized assets, enhancing portfolio health and mitigating losses.
    • Compliance with policy standards through structured workouts, rehabilitations, and liquidations.
    • Address complex and distressed assets, overseeing criticized loans with a focus on risk mitigation, portfolio quality, and compliance.
    • Established asset identification and special assets transition processes, standardizing collection actions and legal engagement criteria to fortify policy compliance.
  • Other Attributes:  Certifications in Credit Risk Certification (CRC) and Risk Management Association, Systems expert on nCino origination software
  • Education: Bachelor’s Degree
  • Reference #:  418325
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #418371

November 7th, 2024

Louisiana – New Orleans Area – Sr. Commercial Credit Analyst

  • Years of Related Experience: Five
  • Minimum Salary: $85K 
  • Work Area:  New Orleans, Louisiana
  • Experience:
    • Experienced with all types of loans and extensive experience with ABL loans.
    • Average loan size analyzed is $25MM-$30MM and up to $100MM.
    • Portfolio management portfolio includes 16-18 deals totaling over $200MM.
    • Create loan presentations and present credits to the Credit Committee with the relationship manager.
    • Create credit packages to make lending decisions for new, renewed, and modified loans.
    • Analyze financial statements and prepare succinct reports and brief opinions on the credit facts and projections.
    • Assist several portfolios in underwriting, spreading, formatting, and reviewing capacities.
    • Maintains a portfolio of 15-17 relationships with careful monthly monitoring of borrowing bases and financials.
    • Handle deals with bank relationships up to $50MM, adjusting risk grading profiles.
    • Guide analysts through new tasks and loan approval software.
    • Managed a team of five people for a project updating the new analyst handbook.
    • Excellent communication skills.
  • Other Attributes:  Proficient in Excel, Ncino, and Salesforce
  • Education: Bachelor’s Degree in Finance and a minor in Economics
  • Reference #:  418371
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #317036

October 30th, 2024

Illinois – Chicago Area – Sr. Treasury Management Officer

  • Years of Related Experience: 20
  • Minimum Salary: $130K 
  • Work Area:  Chicago, Illinois Area
  • Experience:
    • Certified Treasury Professional.
    • Responsible for the strategic vision and planning for all products under Payments and Cash Management.
    • Rich background in both treasury management sales and TM operations.
    • Strong business development skills representing all TM product families.
    • Excellent Cash Management sales acumen.
    • Directly supervises 6 employees and has supervised up to 300.
    • Skilled in training, mentoring, and coaching staff.
    • Expertise in process improvement.
    • History of exceeding budgetary expectations for both deposit growth and fee income.
    • Strong cash management sales acumen.
    • Provides fraud and risk management.
  • Education: Bachelor’s Degree
  • Reference #:  317036
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #105167

October 30th, 2024

Florida – Chief Risk Officer

  • Years of Related Experience: 20
  • Minimum Salary: $150K 
  • Work Area:  Florida
  • Experience:
    • Managed the response and tracking of all identified audit and exam issues.
    • Developed and managed reporting to ensure appropriate training was completed by staff.
    • Acted as liaison for the Institution and OCC regulatory exams, all BSA independent audits, and model validations.
    • Requested, collected, and provided documentation for all exams, audits, and validations.
    • Managed the risk-based expansion of the quality assurance function for the BSA/AML/OFAC function of the Institution.
    • Enhanced the account closure process through the development of forms, templates, and reporting designed to streamline the execution, and reporting of BSA/AML and fraud account closures.
    • Coordinated closures with appropriate levels of management based on the account size and complexity. 
  • Education:  Master’s Degree in Business Administration in Finance and Master’s degree in Mathematics, Bachelor’s degree
  • Reference #:  105167
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #418302

October 30th, 2024

Tennessee – Knoxville Area – Sr. Trust Officer

  • Years of Related Experience: 19
  • Minimum Salary: $100K 
  • Work Area:  Knoxville, Tennessee
  • Experience:
    • Manages a $150MM personal trust portfolio.
    • Trust Regulations and Compliance expert with excellent communication skills.
    • Supervised three FTE employees and managed the production of paralegals and associate attorneys.
    • Implemented strategic asset allocation strategies to optimize client investment portfolios.
    • Managed wealth for high-net-worth individuals by providing personalized financial advice and solutions.
    • Created detailed financial plans to help clients reach their long-term goals and objectives.
    • Administered trusts under legal guidelines in beneficiaries’ best interests.
    • Cultivate strong client relationships through clear communication and proactive service.
    • Facilitate estate planning discussions and collaborate with legal professionals to ensure client wishes are met.
    • Expertise in Account Reconciliation, Appeals, Asset Management, Documentation, Estate & Gift Tax Planning, Estate Law, Estate Planning, Income Tax, Internal Audit, Judicial, Litigating, Paralegal Reconciling, Tax Return Preparation, Trust Management, Will and Estate Law.
    • CTFA Certification.
    • Proficient in Accounting Software.
  • Education:  Juris Doctorate Degree, Bachelor’s Degree.
  • Reference #:  418302
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #316577

October 30th, 2024

Indiana – Marshall County Area – Sr. Commercial Credit Officer

  • Years of Related Experience: 20
  • Minimum Salary: $125K 
  • Work Area:  Marshall County, Indiana
  • Experience:
    • Experience in CRE, C&I, and SBA loans.
    • Manage a team of six credit analysts and four documentation specialists.
    • Underwrite complex, multi-player deals up to $20MM.
    • Average commercial deal size was $2MM to $5MM.
    • The largest commercial deal size was $35MM.
    • Has a single loan authority of $2MM.
    • Negotiate and structure deals.
    • Exercise individual loan authority of $350M and a voting member of the committee that approves up to $4MM.
    • Redesigned credit memo and risk rating system.
    • Reduced turnaround time by 15 days by creating extension, courtesy (10%) approval, credit limit (pre-approved amount), and credit scoring (small business) approval processes.
    • Implemented a credit pipeline, borrowing base, and financial tracking reports to monitor the $400M portfolio.
    • Created a training program for analysts and lenders to grow their skills and make better lending decisions.
    • Instituted appraisal-related compliance processes.
    • Re-wrote the commercial guidelines.
    • Re-aligned job duties with the appropriate job function.
    • Reduced the time spent ordering and reviewing appraisals from days to minutes by engaging a third-party appraisal service.
    • Led successful implementation of the Baker Hill loan origination system for the commercial lending group.
    • Serve as administrator and troubleshooter for users.
    • Developed the testing plan and coordinated user testing of the system.
    • Wrote procedures for Baker Hill.
    • Develop reports and documents using Web Intelligence and Windward.
  • Other Attributes:  Credit Risk Certified (CRC).
  • Education: Bachelor’s degrees in Economics and a Master’s degree in Business Administration in Accounting
  • Reference #:  316577
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #417154

October 30th, 2024

Connecticut – Danbury Area – Bank Marketing Director

  • Years of Related Experience: 20
  • Minimum Salary: $135K 
  • Work Area:  Danbury, Connecticut Area
  • Experience:
    • Employs expert strategy and design to collaboratively craft branding solutions that capture a company’s corporate personality, convey its message, and resonate with its target audience.
    • Employs a solutions-oriented, strategically based approach to marketing that produces powerful, measurable, and cost-effective programs specifically designed to grow a client’s business.
    • Managed all internal and external marketing activities for the Institution for eight years, and helped the institution grow immensely.
    • Promoted the Institution’s brand’s dedication to diversity, equity, and inclusion by executing a plan that increased business banking activity by 20%.
    • Boosted brand loyalty and improved reputation by recognizing trends in how local consumers and businesses select brands based on how their corporate values aligned with their own.
    • References are available.
  • Other Attributes:  Proficient in Fiserv and Jack Henry, Holds an Advanced Advertising Studies Certificate.
  • Education: Bachelors Degree in Communications
  • Reference #:  417154
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #417151

October 30th, 2024

Illinois – Decatur Area – Sr. Consumer Lender

  • Years of Related Experience: five
  • Minimum Salary: $65K 
  • Work Area:  Decatur, Illinois
  • Experience:
    • Strong consumer lending background, including auto, boats, home equity, and unsecured.
    • Manage all aspects of the banking process.
    • Hire personnel and train.
    • Responsible for the vault and ordering money.
    • Oversees USDA loans, incoming and outgoing wires, and teller drawers.
    • Responsible for collections, both mortgage and consumer.
    • Oversees ACH, CDs, and share loans.
    • Responsible for opening and closing the Institution.
    • Manages the cash handling and training videos.
    • Process both mortgage and consumer loans.
    • Verify employment and title search.
    • Responsible for appraisal, underwriting, approve and deny paperwork, closings, and dispensing funds.
    • Strong references are available.
  • Reference #:  417151
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #418347

October 30th, 2024

California – Sacramento Area – Sr. SBA Credit Underwriter

  • Years of Related Experience: 20
  • Minimum Salary: $120K 
  • Work Area:  Sacramento, California Area
  • Experience:
    • Manages a $65MM SBA loan portfolio.
    • Average commercial SBA loan deal size underwritten $1MM and up to $5MM.
    • Single loan approval authority of $1.5MM.
    • Extensive SBA, USDA, FDIC, and commercial lending experience.
    • Seven years of management experience with up to six FTE employees.
    • Responsible for preparing summaries, credit approval reports, documenting credit Analyses, and recommendations for credit decisions to approve authority.
    • Presentation of facts, opinions, and recommendations of applicant’s creditworthiness to Business Development Officers (BDOs).
    • Review commercial and real estate loan documents for accuracy, completeness, and adherence to approval conditions.
    • Prepared summary and credit approval reports, documenting credit analyses and recommendations for credit decisions to approve authority.
    • Review financial information and analyze the risk associated with the borrower’s financial condition, recommending risk rating when appropriate.
    • Follow up with customers to obtain all necessary information and clarification on financial analysis materials and resources.
    • Collaborate with attorneys, the SBA, and USDA financial and legal resources to fully obtain correct and accurate documents to protect the bank’s interests in the credit relationship.
    • Sat on the Loan Committee.
    • References are available.
  • Reference #:  418347
  • Send Candidate’s Resume:  Click Here