Candidate Profile #417364

January 29th, 2025

New York – New York City Area – Commercial Loan Portfolio Manager 

  • Years of Related Experience: 10
  • Minimum Salary: $100K
  • Work Area:  New York City, New York
  • Experience:
    • Expertise in C&I, CRE, and CRE Construction lending.
    • Co-manages a healthy $600MM portfolio.
    • Underwrites commercial loans (C&I and CRE) for small and medium-sized corporations and individuals, providing a complete review of all credit requests prior to submission to the Credit Department, all in accordance with the Institution’s credit policies and procedures.
    • Underwrite loans ranging in size to $15MM.
    • Work effectively with the sales team and support staff to manage all aspects of the loan portfolio, including analysis, structure, and risk rating, and document and approve credit exposures resulting from loans and other commercial banking products.
    • Responsible for the ongoing monitoring and risk management of an assigned portfolio of credits, including analysis of personal and loan documentation.
    • Negotiate loan terms and loan documentation.
    • Obtaining and reviewing asset documentation.
    • Communicating with borrowers to address concerns or obtain additional requirements.
    • Perform assigned tasks effectively to ensure regulatory compliance and adequate risk management memorandums for loan approval and post-closing / annual reviews.
    • Responsible for spreads, analysis, and loan presentation.
    • Utilizes Baker Hill and Excel.
    • Bilingual in English and Spanish.
    • Completed Credit Training Program.
    • No Non-Compete Agreement.
  • Education:  Bachelor’s Degree in Political Science.
  • Reference #:  417364
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #315276

January 29th, 2025

Texas – Dallas Area – Bank Cyber Security Compliance Officer

  • Years of Related Experience: 14
  • Minimum Salary: $105K
  • Work Area:  Dallas, Texas
  • Experience:
    • Developed and maintained security monitoring rules and detection mechanisms.
    • Monitored and analyzed security alerts from multiple sources including SIEM, IDS/IPS, and endpoint security tools.
    • Investigated, evaluated, processed, and documented cases of domestic and international fraud, identity theft, and customer validation claims and mitigated risks appropriately.
    • Researched money laundering and terrorist financing in a BSA/AML compliance or regulatory environment.
    • Conducted high-risk case investigations and review of grand subpoena cases, law enforcement coordination, and information-sharing requests via 314(a) and filed SAR appropriately.
    • Completed transaction monitoring and 90-day continuous activity reports (CAR), ensuring compliance with the financial services sector.
    • Leverages appropriate resources to support the identification and initiation of fraud or abuse investigations, and ensures relevant information is appropriately collected, analyzed, and documented.
    • Gather evidence, including recorded and written statements, financial documentation, and audio materials for examination.
    • Mentored other BSA/AML analysts.
    • Proficient in SAS, Verafin, Actimize, LexisNexis, World Check, Microsoft Office, and other AML tools.
  • Education: Bachelor of Science Degree
  • Reference #:  315276
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #211798

January 29th, 2025

Tennessee – Memphis Area – Commercial Credit Executive

  • Years of Related Experience: 20
  • Minimum Salary: $155K
  • Work Area:  Memphis, Tennessee Area
  • Experience:
    • Experienced with C&I and CRE loans.
    • Average commercial loan deals up to $2MM with the largest loans up to $10MM.
    • Managed a team of up to 12+ direct reports.
    • Approved loans within lending authority and make recommendations to the Chief Credit Officer.
    • Managed the credit analyst pool and directly hired essential employees. 
    • Serve as a liaison during external loan reviews and safety and soundness exams.
    • Oversight of the monthly ALLL requirements and produce monthly board reports with credit metrics for the Bank’s Board of Directors.
    • Served on the CECL transition committee, assigned to segment the loan portfolio, and identify pools and data points needed to utilize the various CECL approaches.
    • Recommended changes to address desirable, undesirable, and prohibited loan categories, standardize commercial loan structures, and create uniform credit analysis requirements modifying Credit Policies and Procedures.
    • Holds an RMA Credit Risk Certification.
  • Education: Bachelor’s Degree in Business Administration
  • Reference #:  211798
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #418612

January 29th, 2025

California – Los Angeles – Commercial Loan Portfolio Manager

  • Years of Related Experience: 25
  • Minimum Salary: $165K
  • Work Area:  Los Angeles, California
  • Experience:
    • Experienced with C&I and CRE loans.
    • Average commercial loan deal size closed was $3MM with the largest commercial loan closed at $45MM.
    • Analyzed credit data, financial statements, and pertinent information for credit requests and pre-screens to determine loan eligibility and the degree of risk involved in the credit approval.
    • Compare the liquidity, profitability, and credit histories of businesses being evaluated with those of similar businesses in the same industries and geographic proximity.
    • Monitor credit risk by periodically evaluating financial trends, credit bureau reports, and other sources of information of the borrower and guarantor(s).
    • Ensured compliance with bank policy, regulatory requirements, and creditworthiness by reviewing and updating credit loan file information and compliance with loan agreements.
    • Submitted Credit Memorandum Requests to credit officers for approval and supported loan processors to close and fund approved loans.
    • Responsible for selling Bank products and services to build strong relationships with C&I businesses, including deposit and loan products.
    • Conducted in-depth review of balance sheets, income statements, tax returns, business plans, and projections to determine cash flow and assess the applicant’s ability to repay existing and proposed debt.
    • Conducted detailed credit analysis of potential lending opportunities for CRE loans, based on applicant’s credit and financial information. 
  • Education:  Bachelor of Arts Degree with a major in Economics, Master of Arts Degree
  • Reference #:  418612
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #317131

December 3rd, 2024

Georgia – Atlanta Area – Deposit Operations Specialist

  • Years of Related Experience: Three
  • Minimum Salary: $45K
  • Work Area:  Atlanta, Georgia
  • Experience:
    • Process account maintenance requests and check for alignment with bank policy.
    • Responsible for ACH and home escrow.
    • Performs wire transfers.
    • Opens new accounts and CDs.
    • Handled various accounting transactions.
    • Interfaces with FDIC regulators.
  • Education:  Associate’s Degree in Business
  • Reference #:  317131
  • Send Candidate’s Resume:  Click Here

 

Candidate Profile #418341

October 30th, 2024

Missouri – Springfield Area – Sr. Bank BSA Compliance Officer

  • Years of Related Experience: 20
  • Minimum Salary: $100K 
  • Work Area:  Springfield, Missouri
  • Experience:
    • Developed and maintained the Bank’s BSA/AML/OFAC/CIP policies and procedures.
    • Review OFAC hits for true matches and report as necessary.
    • Conducted quarterly meetings with executive and senior management.
    • Conducted regular audits of the branch in preparation for the annual audit.
    • Prepare, monitor, and update the Bank’s BSA/AML Risk Assessment.
  • Other Attributes:  Certified AML and Fraud Professional (CAFP)
  • Education: Bachelor’s Degree
  • Reference #:  418341
  • Send Candidate’s Resume:  Click Here

 

 

Social Recruiting – Thinking About 2015

September 23rd, 2014

If you’ve been thinking about using social networks for recruiting and don’t know where to start, let me assure you…it’s not all that hard.  It does take a bit of planning and preparation.  I’ve put together a list of things to consider when you’re trying to ramp up your social recruiting efforts.

1.   Determine your goal.

The effort will not be successful if the company doesn’t have a focused conversation about why they are using social media for recruiting.  Maybe it’s because of the perceived cost savings since many social sites are free.  Or possibly it’s because the company’s competitive set is using social and they need to keep up.  Regardless, make sure you have an honest conversation about why you’re doing it.  It will drive future decisions.

2.   Choose 1-2 sites to drive traffic to.

When you post something on a social networking site, often it’s a link to somewhere else. In the case of social recruiting, you might post a link to your LinkedIn company page where openings are listed. Or a link directly to your company careers page.  Figure out where you want to drive traffic. And make sure those sites are up-to-date!

3.   Test the application process.

Since you’re driving traffic to another site, it’s only logical to make sure the site works the way you want it to. There’s nothing worse than being redirected to another site only to discover it’s clumsy and slow.

4.   Find the demographic information for social networking sites.  

Despite what others might say, companies do not need a presence on every social media site. They do need a presence on the sites that fit their audience.  Since we’re talking about recruiting, chances are good that a company needs to be on LinkedIn.  But maybe not Pinterest.  Every social networking site shares their demographics – do a quick search and find the right site for your audience. 

5.   Prioritize social networking sites.

This is probably my personal preference, but I wouldn’t recommend starting a half-dozen accounts at the same time.  Once you know the sites it makes sense to recruit on, give them a priority order.  For example, LinkedIn first, then Twitter and last Facebook.  Pace your efforts, become proficient at one then move to the next.

6.   Create a social networking account.

Before signing up for your first account, spend time thinking about what you want to call the account.  Will each recruiter have their own individual account?  Or will there be one company account that recruiters take turns monitoring?  Decide what the avatar for the account will be.  If each recruiter will have their own account, maybe the recruiters need to agree upon a few guidelines or branding elements for their avatars.  If it’s a company account, will the avatar be the company logo?  And what about the introduction or bio for the account?  Depending upon your industry and your location, corporate counsel might have a couple of disclaimers that need to be included.  Lastly, agree upon what information conceptually can be sent from the account.  For example, it’s a given that you’ll send out job openings. But what else?  Remember, you don’t want to just disappear during slow recruiting times. Can you send out general articles that job seekers might find interesting?

 7.   Find other people and organizations to connect with.  

Many will tell you that the number of individuals and companies you’re connected with doesn’t matter.  And that’s true.  To a point. If you don’t connect with anyone, then you don’t get the benefit of others spreading the word about you.  The key is balance.

8.   Establish a few introductory metrics.  

This one is a toughie. Social media is incredibly popular but the value metric is still being defined.  But, like other forms of recruiting, establish a couple of social media metrics to gauge success.  Off the top, companies should track how much applicant flow they get from social sites.  No different than the old days when we tracked how much applicant flow we got from the newspaper.

9.   Find social distribution methods to increase productivity.

After getting comfortable with social recruiting, the company can look for ways to automate certain aspects. I wouldn’t say automate everything because there’s still a need to be engaged on social media. But applications exist that can increase your productivity.  Also check your ATS system capabilities.

10.   Commit to reading and staying current about social recruiting.  

The world of social media is changing all the time.  Applications change their offering.  Sites increase and decrease in popularity.  Once a company starts recruiting using social media, they should commit to regularly taking a pulse on their efforts (remember those metrics you developed in #8?).  Ask the questions: Is this networking site still giving us results?  Should we experiment with this new site? Think about all these issues in concert with the rest of your recruiting strategy.  Social recruiting isn’t the end all be all – it’s one tool in your recruiting toolbox.  And it’s a very effective way to reach a specific audience that maybe you’re not connecting with right now.  If you leverage it as the unique tool it’s intended to be, the results will happen.

10 Time Management Tips That Work

October 18th, 2012

Everything you ever learned about managing time is a complete waste of time because it doesn’t work.  A bold statement, yes, but one that is made clear in an article found in Entrepreneur.com.  The article provides 10 techniques to become a master of your own time.  Click on the link below to read the entire article.

10 Time Management Tips That Work

We at The Symicor Group use our time wisely as we work with you to find that perfect position that matches your unique experience, skills and personality.  Whatever role suits you, from administrative assistants to CEOs and everything in between, contact The Symicor Group.  We would be honored to help.