New York – Credit Union Chief Lending Officer

• Years of Related Experience: 19
• Minimum Salary: $195K 
• Work Area:  New York
• Experience:
  • Produces $50MM to $70MM.
  • Monitored the performance of the Commercial Servicing, Commercial Lending, Consumer Lending, Mortgage Lending, Loan Servicing, Secondary Market, and Collections departments, resulting in enhanced departmental performance.
  • Spearheaded a commercial loan portfolio surpassing $250MM through diligent oversight and comprehensive servicing techniques, leading to a stable and high-performing loan portfolio.
  • Led and expedited the commercial lending process including origination, underwriting, funding, monitoring, and servicing by applying quality control measures and best practices, ensuring consistent loan quality and successful outcomes.
  • Rendered expertise as a member of the Asset-Liability Committee by providing data-driven recommendations on deposit products and lending rates aimed at strategically aligned financial products and rates.
  • Chaired the Lending Committee by leading meetings and directing key initiatives, supporting the execution of valuable lending plans. 
  • References are available.
• Education:  Holds a Master’s of Business Administration in Finance and a Bachelor’s degree in Business Economics.
• Reference #:  417974
• Send Candidate’s Resume:  Click Here

Illinois – Chicago Area – Bank Marketing Director

• Years of Related Experience: 20
• Minimum Salary: $125K (flexible)
• Work Area:  Chicago, Illinois Area
• Experience:
  • Develops and executes customer acquisition, activation, cross-sales, and retention efforts for Retail, Mortgage, Insurance, and Investment business lines.
  • Created multi-channel programs to defend deposit base against non-local, rate-driven digital disrupters; drove retention of 99%+ of total deposits and increased market share against local competitors by 49 basis points over two years.
  • Leveraged customer research and data overlays to develop programs to drive cross-product adoption, identify and retain at-risk customers, and improve customer experience.
  • Achieved all results with marketing budgets 10% below the industry average benchmark.
  • Channels included content marketing, SEO, email, direct mail, newsletters, advertising (PPC, print, radio, cable TV), events, websites, and community events.
  • Strong background in social media marketing.
  • Expertise in multicultural markets, consumer insights/analytics, and product launches.
• Other Attributes: Bilingual: English and Spanish
• Education:  Holds a Bachelor’s degree in fine arts.
• Reference #:  104805
• Send Candidate’s Resume:  Click Here

Texas – Houston Area – Commercial Credit Executive

• Years of Related Experience: 20
• Minimum Salary: $150K
• Work Area:  Houston, Texas Area
• Experience:
  • Strong CRE, C&I, and SBA (7a and 504) credit underwriting and credit approval experience.
  • Manages a diverse commercial (CRE/C&I/SBA) loan portfolio of $300MM.
  • Manages the credit policies for the bank.
  • Responsible for setting and following credit policy to reduce loan losses while enabling loan growth.
  • Lending authority up to $25MM with a major regional bank.
  • Serves as Chairman of the bank’s Credit Committee.
  • Works closely with the bank’s senior management to ensure that loan pricing adequately drives returns.
  • Interfaces with examiners during their reviews.
  • Works with internal and external auditors during routine exams.
  • No non-compete agreement.
• Leadership Experience:  Develops Junior Lending Officers and Credit Analysts for the bank.
• Education:  Master’s Degree in Business Administration, Bachelor’s Degree in Economics.
• Reference #:  210250
• Send Candidate’s Resume:  Click Here

Florida – Fort Lauderdale Area – Commercial Lending Portfolio Manager

• Years of Related Experience: 13
• Minimum Salary: $110K
• Work Area:  Fort Lauderdale Area
• Experience:
  • Managed complex CRE and C&I commercial loan client relationships
  • Developed and cultivated strategic relationships with new and existing clients to provide solutions and develop new opportunities. 
  • Spearheaded performance and delinquency management for loan and lease portfolios, consistently exceeding performance targets.
  • Leveraged data-driven decision-making to maintain and improve portfolio performance, resulting in operational efficiency.
  • Managed the performance of the loan portfolio totaling $160MM, consistently exceeding performance benchmarks.
  • Excellent commercial loan deposit generation skills
• Education:  Masters Degree in Business Management and a Bachelor’s Degree in Business Administration 
• Reference #:  368467
• Send Candidate’s Resume:  Click Here

Florida – Tampa Area – Bank Controller

• Years of Related Experience: 20+
• Minimum Salary: $135K
• Work Area:  Tampa, Florida
• Experience:
  • Controller for the bank growing through organic means and executing 6-10 portfolio acquisitions worth over $10MM-$40MM per year.
  • Generate financial and management reports, manage 4 direct reports, oversee accounting cycle, month-end closing, compliance, internal and annual audits, and collaborate to ensure successful and cost-effective results.
  • Established a systematic process for the preparation of FDIC filings and call report streamlining function resulting in a reduction from a 5-day turnaround to 24 hours.
  • Positioned the bank to implement new GAAP disclosure requirements, accounting standards related to revenue recognition, Current Expected Credit Loss (CECL) modeling and validation, and changes in accounting for leases.
  • Managed bank capitalization standards, and other key ratios with rigorous monitoring, communication, and optimization.
  • Contributed to enhancing funding strategies and positioned the bank favorably resulting in successful audits, and higher rating in compliance oversight by the Office of the Comptroller of Currency (OCC).
  • Conducted new ERP system planning configuration, integration, customization, testing, and implementation.
  • Active member of the (AICPA) American Institute of Certified Public Accountants, (CGMA) Chartered Global Management Association, and an active CPA member in multiple states and services on the ALCO committee.
• Other Attributes:  Proficient in Jack Henry shop, Sage Intacct, MS Dynamics Navision, Oracle, Summit, Great Plains, QuickBooks, SAP, and Microsoft Office Suite.  Certified Public Accountant (CPA) in Florida and Massachusetts
• Education:  Holds a Bachelor’s Degree in Accounting (Honors Graduate)
• Reference #:  418180
• Send Candidate’s Resume:  Click Here

Florida – Miami Area – Chief Lending Officer

• Years of Related Experience: 20+
• Minimum Salary: $180K
• Work Area:  Miami, Florida
• Experience:
  • Expertise in C&I and asset-based lending with a solid deposit base within the portfolio.
  • Booked $65MM in new business in 2022, and $20MM in the first quarter of 2023.
  • Managed a $200MM+ portfolio.
  • Experienced in developing new commercial clients, including negotiating, structuring, and documenting transactions.
  • Responsible for the professional development, mentoring, and performance of Relationship Managers.
  • Assisted with staff performance reviews.
  • Developed and implemented a marketing plan for the designated region.
  • Served as the C&I Product Specialist for internal bankers and developed external intermediaries such as CPAs, commercial bankers, factors, turnaround and restructuring firms, consultants, investment bankers, and private equity firms.
  • Cross-sold credit services and other products to enhance portfolio profitability, including equipment finance facilities, owner-occupied real estate, and treasury products.
  • Performed loan rehabilitation, workouts, and liquidations.
  • Stable job history
• Other Attributes: Formal credit training
• Education: Master’s Degree, Bachelor’s Degree in Banking, Finance, and Investment
• Reference #:  366495
• Send Candidate’s Resume:  Click Here

Florida (Will Relocate East of Mississippi River) – Sr. Digital Banking Manager

• Years of Related Experience: 16
• Minimum Salary: $140K
• Work Area:  East of Mississippi River
• Experience:
  • Principal in the identification, development, and strategic vision of a digital-focused department.
  • Manages vendor relationships and product lines for online and mobile banking, ATMs, interactive teller machines, mobile deposit, online loan payment portal, debit cards, and online account openings.
  • Analyzes current trends of emerging payments data for the feasibility of incorporation; forecasts payment and usage volume; and conducts long-range budget planning.
  • Performs continuous evaluation and enhancements of client digital experiences.
  • Conceptualized the paradigm shift for technology-focused branches.
  • Chair of the Digital Strategy Committee, Ventures Steering Committee, and Real-Time Payments Committee
• Other Attributes: Completed a graduate-level banking program
• Education:  Bachelor’s Degree
• Reference #:  315911
• Send Candidate’s Resume:  Click Here

Minnesota – Minneapolis Area – Commercial Portfolio Manager

• Years of Related Experience: 18
• Minimum Salary: $105K
• Work Area:  Minneapolis, Minnesota
• Experience:
  • Managed loan portfolios of $15MM and up to $25MM.
  • Compiled all prior month closed loans above $1MM. 
  • Ordered and analyzed all third-party reports including CRE and RE appraisals and Phase I & Phase II environmental reports.
  • Assure compliance within the SBA SOP.
  • Worked with the Credit Manager to review deals submitted by the lending group, including ensuring all documents have been received for underwriting, spreading the financials, and documenting collateral position.
  • Assisted with training new employees in the credit department to use all systems and documents required to underwrite credit summaries.
  • Completed a thorough in-depth analysis of new credit requests, credit change requests, renewals, and annual relationship reviews. 
  • Completed requested reports for Management and the Board of Directors.
• Leadership Experience:  Reviewed work of assigned Credit Analysts, offering corrections and suggested changes to the write-ups, assisted with training new employees in the credit department 
• Reference #:  418263
• Send Candidate’s Resume:  Click Here

Minnesota – Minneapolis Area – Bank Controller

• Years of Related Experience: 20+
• Minimum Salary: $105K
• Work Area:  Minneapolis, Minnesota
• Experience:
  • Serves as both Controller and CFO
  • Serves on the ALCO Committee and reports AML strategy to the Board.
  • Managed all aspects of financial reporting, including preparation of monthly, quarterly, and annual financial statements.
  • Implemented and maintained internal controls to ensure the accuracy and integrity of financial data.
  • Led the budgeting process, working closely with department heads to develop accurate forecasts and monitor performance against targets.
  • Oversaw accounts payable and receivable functions, ensuring timely processing of invoices and collections.
  • Collaborated with external auditors during year-end audits to provide necessary documentation and resolve any issues identified.
  • Prepared cash-flow projections to effectively manage the liquidity needs of the organization.
  • Analyzed variances between actual results and budgeted amounts, providing insights on areas for improvement or corrective actions needed.
  • Developed comprehensive financial models to support decision-making processes related to capital investments or business expansion plans.
  • Ensured compliance with all applicable accounting standards, regulations, and tax laws.
  • Prepared financial forecasts and projections to support business planning initiatives.
  • Responsible for the Call Report.
  • Utilized Vantage for interest rate sensitivity
• Education: Master’s degree in Business Administration in Accounting, Bachelor’s degree in Business Administration
• Reference #:  418178
• Send Candidate’s Resume:  Click Here

Alabama – Birmingham – Sr. Credit Administrator

• Years of Related Experience: 14
• Minimum Salary: $115K
• Work Area:  Birmingham, Alabama
• Experience:
  • Extensive experience with SBA 7(a) & 504 loan programs, asset-based lending (ABL), loan workout, and underwriting C&I and CRE with an authority of up to $1MM.
  • Quarterly reviews to senior management on all sensitive assets ensuring precise reporting for risk evaluation.
  • Collaborate with lending units, plan and implement effective workout strategies, and maximize recovery of principal and interest for commercial relationships ($30MM).
  • Improved the bank’s equity standing by renegotiating credit terms, strengthening collateral positions, or establishing recourse to other borrower assets.
  • Safeguarded protection of assets by identifying and evaluating legal aspects of commercial lending including loan documentation, financial statements, and collateral to determine the bank’s legal standing.
  • Enhanced recovery of non-performing loans by engaging with legal counsel, court-appointed receivers, and other stakeholders during enforcement actions.
  • Guaranteed accurate asset valuation during recovery processes by partnering with appraisers, liquidators, and other professionals to assess and confirm the liquidation value of collateral.
  • Supported ongoing credit administration and compliance activities by overseeing maintenance and regular updating of credit reports and files with all required documentation.
  • Reports to the CCO
• Education: Bachelor’s Degree (Major in Business Administration – Finance)
• Reference #:  418237
• Send Candidate’s Resume:  Click Here