VP of Commercial Lending – To $130K + Bonus – Mason City, IA – Job # 3348

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our bank client is seeking to fill a VP of Commercial Lending role based in the greater Mason City, IA market. The selected candidate will be responsible for maintaining strong customer relationships and providing team leadership. Candidates must possess a high level of personal accountability, strong credit knowledge and analytical skills, and previous leadership experience. This is  an opportunity to join the successful Business Banking Team of a top performing organization. 

This position offers a competitive salary of up to $130K, a full benefits package, and bonus. (This is not a remote position)

VP of Commercial Lending responsibilities include:

• Oversee and develop two Business Bankers 
• Manage an existing commercial loan book of business ($25MM – mostly CRE – some C&I)
• Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk.
• Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans.
• Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation.
• Meeting with applicants to obtain information for loan applications and to answer questions about the process.
• Guiding loans through the approval and closing process.
• Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services.
• Representing the Bank in the community through professional and civic involvement is critically important to this role.
• Managing a portfolio of commercial clients including monitoring loan covenants and structuring loan proposals.
• Underwriting and originating of new credits from existing and/or new customers including renewals, modifications, and annual reviews. Making appropriate loan structure recommendations.
• Sreading, analyzing, and reviewing financial conditions, income sources, and collateral coverage of borrowers including corporations, partnerships, sole proprietors, and individuals.
• Collecting updated borrower financial information in accordance with periodic reporting requirements and completing scheduled loan reviews.
• Preparing loan presentation write-ups for management and loan committee approvals.
• Ensuring that loans and other assets are appropriate, and timely risk rated in accordance with the Bank’s loan policy.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Applicants should have a bachelor’s degree in finance or a related area.  
• A minimum of 15 years of experience with a focus on commercial lending, business development, and credit administration. 
• Previous leadership experience of five (5) or more years.  
• Excellent communication, customer service, analytical, and organizational skills are required.  
• Proficient in PC usage and standard office applications (i.e. Microsoft Word, Excel & Outlook)  

The next step is yours. Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com