New York – New York City Area – Sr. Commercial Credit Officer

• Years of Related Experience: 10
• Minimum Salary: $170K 
• Work Area:  New York City, New York
• Experience:
  • Experience in CRE Construction and C&I loans.
  • Manage a team of three other credit underwriters
  • Has a single loan authority of $3MM.
  • Performing necessary credit analysis and due diligence on new loan opportunities including underwriting loan approval for different asset types of loans: land, construction, bridge, and stabilized properties ranging from $5M to $10M to Senior Credit Executives for approval, including assigning borrower, guarantor, and facility credit risk rating.
  • Analyzed leases, rent roll, Income and Expenses report, appraisals, and Phase 1 ESA, to derive property values, analyze cash flows, sensitivity analysis, and calculate DSCR, Debt Yield, and LTV.
  • Completed underwriting on personal guarantees, which includes analysis of personal financial statements, Schedules of Real Estate owned, personal and corporate financial statements, business tax returns, K1s, and liquidity verification to prepare a global cash flow analysis.
  • Performed property inspections for loan draw requests, extensions, and annual, semi-annual, and quarterly reviews.
  • Maintained a database of customers’ compliance with financial reporting and covenant requirements.
  • Prepare market reports for both Commercial and Residential properties for the Board of Directors and external auditor.
• Other Attributes:  Certified in Construction Loan Monitoring
• Education: Bachelor’s degree in Business Administration
• Reference #:  418372
• Send Candidate’s Resume:  Click Here

Texas – DFW Area – Sr. Bank Information Technology Manager

• Years of Related Experience: 10
• Minimum Salary: $100K 
• Work Area:  Dallas/Fort Worth, Texas
• Experience:
  • Developed and implemented a comprehensive IT program, supporting core banking operations and ensuring reliable IT infrastructure.
  • Collaborated with executive leadership to establish a five-year strategic IT roadmap, including budget planning, technology upgrades, and cybersecurity improvements.
  • Established and maintained the bank’s Cybersecurity Program, DRP, and BCP, with a focus on minimizing risks from emerging threats.
  • Conducted annual risk assessments and IT audits to ensure regulatory compliance (GLBA, FFIEC) and address vulnerabilities promptly.
  • Coordinated third-party audits and state and federal exams, utilizing their findings to enhance controls.
  • Led cybersecurity initiatives to implement the FFIEC framework backed by their cybersecurity assessment tool, CAT, to assess program maturity.
  • Strengthened risk management posture to align with industry standards and organization strategic plan.
  • Oversee incident response activities coordinating vendors and internal efforts.
  • Managed relationships with third-party technology service providers, overseeing contract negotiations, performance reviews, and SLAs to ensure vendor alignment with bank objectives.
  • Led implementation and upgrades of critical IT systems, coordinating with vendors and cross-functional teams to complete projects on time and within budget.
  • Coordinated third-party service providers to support key operations. `
  • Perform testing of plans and procedures.
  • Responsible for training bank employees at all levels, including senior management, to minimize cybersecurity exposure.
  • Acted as subject matter expert during procedural development and training.
• Other Attributes:  Certified in Comptia A+ and Network+, CompTIA Security+, ITIL Foundations, Bank Technology Management, and ISC2 CISSP is in progress
• Education: Bachelor’s Degree in Public Relations
• Reference #:  418357
• Send Candidate’s Resume:  Click Here

Idaho – Sr. SBA Credit Manager

• Years of Related Experience: 12
• Minimum Salary: $140K 
• Work Area:  Idaho
• Experience:
  • Strong SBA background, commercial credit, SBA lending, and special assets management.
  • Managed SBA operations, SBA underwriters, and loan processing while building and managing a high-performing team of eight.
  • Supervised a commercial portfolio of over $1B, ensuring oversight and consistency in reporting functions (past due, maturity reports).
  • Optimized team efficiency and streamlined loan origination, underwriting, and administration processes.
  • Directed $25MM criticized portfolio management, including high-exposure commercial and SBA loans.
  • Drove SBA loan production growth for consecutive years, enhancing efficiency and accuracy through process optimization.
  • Recovered over $500MM in previously charged-off loans and restructured $5MM in criticized assets, enhancing portfolio health and mitigating losses.
  • Compliance with policy standards through structured workouts, rehabilitations, and liquidations.
  • Address complex and distressed assets, overseeing criticized loans with a focus on risk mitigation, portfolio quality, and compliance.
  • Established asset identification and special assets transition processes, standardizing collection actions and legal engagement criteria to fortify policy compliance.
• Other Attributes:  Certifications in Credit Risk Certification (CRC) and Risk Management Association, Systems expert on nCino origination software
• Education: Bachelor’s Degree
• Reference #:  418325
• Send Candidate’s Resume:  Click Here

Louisiana – New Orleans Area – Sr. Commercial Credit Analyst

• Years of Related Experience: Five
• Minimum Salary: $85K 
• Work Area:  New Orleans, Louisiana
• Experience:
  • Experienced with all types of loans and extensive experience with ABL loans.
  • Average loan size analyzed is $25MM-$30MM and up to $100MM.
  • Portfolio management portfolio includes 16-18 deals totaling over $200MM.
  • Create loan presentations and present credits to the Credit Committee with the relationship manager.
  • Create credit packages to make lending decisions for new, renewed, and modified loans.
  • Analyze financial statements and prepare succinct reports and brief opinions on the credit facts and projections.
  • Assist several portfolios in underwriting, spreading, formatting, and reviewing capacities.
  • Maintains a portfolio of 15-17 relationships with careful monthly monitoring of borrowing bases and financials.
  • Handle deals with bank relationships up to $50MM, adjusting risk grading profiles.
  • Guide analysts through new tasks and loan approval software.
  • Managed a team of five people for a project updating the new analyst handbook.
  • Excellent communication skills.
• Other Attributes:  Proficient in Excel, Ncino, and Salesforce
• Education: Bachelor’s Degree in Finance and a minor in Economics
• Reference #:  418371
• Send Candidate’s Resume:  Click Here