New York – New York City Area – Commercial Loan Portfolio Manager 

• Years of Related Experience: 10
• Minimum Salary: $100K
• Work Area:  New York City, New York
• Experience:
  • Expertise in C&I, CRE, and CRE Construction lending.
  • Co-manages a healthy $600MM portfolio.
  • Underwrites commercial loans (C&I and CRE) for small and medium-sized corporations and individuals, providing a complete review of all credit requests prior to submission to the Credit Department, all in accordance with the Institution’s credit policies and procedures.
  • Underwrite loans ranging in size to $15MM.
  • Work effectively with the sales team and support staff to manage all aspects of the loan portfolio, including analysis, structure, and risk rating, and document and approve credit exposures resulting from loans and other commercial banking products.
  • Responsible for the ongoing monitoring and risk management of an assigned portfolio of credits, including analysis of personal and loan documentation.
  • Negotiate loan terms and loan documentation.
  • Obtaining and reviewing asset documentation.
  • Communicating with borrowers to address concerns or obtain additional requirements.
  • Perform assigned tasks effectively to ensure regulatory compliance and adequate risk management memorandums for loan approval and post-closing / annual reviews.
  • Responsible for spreads, analysis, and loan presentation.
  • Utilizes Baker Hill and Excel.
  • Bilingual in English and Spanish.
  • Completed Credit Training Program.
  • No Non-Compete Agreement.
• Education:  Bachelor’s Degree in Political Science.
• Reference #:  417364
• Send Candidate’s Resume:  Click Here

Texas – Dallas Area – Bank Cyber Security Compliance Officer

• Years of Related Experience: 14
• Minimum Salary: $105K
• Work Area:  Dallas, Texas
• Experience:
  • Developed and maintained security monitoring rules and detection mechanisms.
  • Monitored and analyzed security alerts from multiple sources including SIEM, IDS/IPS, and endpoint security tools.
  • Investigated, evaluated, processed, and documented cases of domestic and international fraud, identity theft, and customer validation claims and mitigated risks appropriately.
  • Researched money laundering and terrorist financing in a BSA/AML compliance or regulatory environment.
  • Conducted high-risk case investigations and review of grand subpoena cases, law enforcement coordination, and information-sharing requests via 314(a) and filed SAR appropriately.
  • Completed transaction monitoring and 90-day continuous activity reports (CAR), ensuring compliance with the financial services sector.
  • Leverages appropriate resources to support the identification and initiation of fraud or abuse investigations, and ensures relevant information is appropriately collected, analyzed, and documented.
  • Gather evidence, including recorded and written statements, financial documentation, and audio materials for examination.
  • Mentored other BSA/AML analysts.
  • Proficient in SAS, Verafin, Actimize, LexisNexis, World Check, Microsoft Office, and other AML tools.
• Education: Bachelor of Science Degree
• Reference #:  315276
• Send Candidate’s Resume:  Click Here

Tennessee – Memphis Area – Commercial Credit Executive

• Years of Related Experience: 20
• Minimum Salary: $155K
• Work Area:  Memphis, Tennessee Area
• Experience:
  • Experienced with C&I and CRE loans.
  • Average commercial loan deals up to $2MM with the largest loans up to $10MM.
  • Managed a team of up to 12+ direct reports.
  • Approved loans within lending authority and make recommendations to the Chief Credit Officer.
  • Managed the credit analyst pool and directly hired essential employees. 
  • Serve as a liaison during external loan reviews and safety and soundness exams.
  • Oversight of the monthly ALLL requirements and produce monthly board reports with credit metrics for the Bank’s Board of Directors.
  • Served on the CECL transition committee, assigned to segment the loan portfolio, and identify pools and data points needed to utilize the various CECL approaches.
  • Recommended changes to address desirable, undesirable, and prohibited loan categories, standardize commercial loan structures, and create uniform credit analysis requirements modifying Credit Policies and Procedures.
  • Holds an RMA Credit Risk Certification.
• Education: Bachelor’s Degree in Business Administration
• Reference #:  211798
• Send Candidate’s Resume:  Click Here

California – Los Angeles – Commercial Loan Portfolio Manager

• Years of Related Experience: 25
• Minimum Salary: $165K
• Work Area:  Los Angeles, California
• Experience:
  • Experienced with C&I and CRE loans.
  • Average commercial loan deal size closed was $3MM with the largest commercial loan closed at $45MM.
  • Analyzed credit data, financial statements, and pertinent information for credit requests and pre-screens to determine loan eligibility and the degree of risk involved in the credit approval.
  • Compare the liquidity, profitability, and credit histories of businesses being evaluated with those of similar businesses in the same industries and geographic proximity.
  • Monitor credit risk by periodically evaluating financial trends, credit bureau reports, and other sources of information of the borrower and guarantor(s).
  • Ensured compliance with bank policy, regulatory requirements, and creditworthiness by reviewing and updating credit loan file information and compliance with loan agreements.
  • Submitted Credit Memorandum Requests to credit officers for approval and supported loan processors to close and fund approved loans.
  • Responsible for selling Bank products and services to build strong relationships with C&I businesses, including deposit and loan products.
  • Conducted in-depth review of balance sheets, income statements, tax returns, business plans, and projections to determine cash flow and assess the applicant’s ability to repay existing and proposed debt.
  • Conducted detailed credit analysis of potential lending opportunities for CRE loans, based on applicant’s credit and financial information. 
• Education:  Bachelor of Arts Degree with a major in Economics, Master of Arts Degree
• Reference #:  418612
• Send Candidate’s Resume:  Click Here

Pennsylvania – BSA/AML Compliance Officer

• Years of Related Experience: 11
• Minimum Hourly Rate: $35 per hour (open to W-2 employment or 1099-contract work)
• Work Area:  Pennsylvania
• Experience:
  • Experienced with Anti-Money Laundering Laws, Federal Regulations, OFAC checks, and Enhanced Due Diligence (EDD).
  • Conducted account investigations on individual and commercial transactions, including Wire Transfers to High-Risk Countries, Money Laundering, and Multi-Day Structuring.
  • Through knowledge of OFAC requirements
  • Knowledge of AML procedures, including documentation reviews, data analysis, and preparing spreadsheets for internal and external audits. 
  • Mitigated various customer types, including WISD (Wealth and Institutional Services Division), commercial, business banking, private banking, and individual retail customers.
  • Analyzed Know Your Customer (KYC) data to establish each customer risk to the bank.
  • Reclaimed ACH credits are deposited into customer accounts from government programs, including the Social Security Administration (SSA) and Defense Finance Accounting Service (DFAS), per the Death Notification Entry Report.
• Education:  Holds an Associate in Science Degree in Computer Information Systems.
• Reference #:  418593
• Send Candidate’s Resume:  Click Here

Texas – Dallas Area – Commercial Portfolio Manager

• Years of Related Experience: 22
• Minimum Salary: $125K
• Work Area:  Dallas, Texas Area
• Experience:
  • Experienced with CRE and C&I loans.
  • Manage the bank’s loan portfolio, including a collection of financial documents, monitoring credit performance, covenant compliance, and collateral exceptions. 
  • Average loan size analyzed is $1MM-$3MM with the largest commercial credit analyzed at $25MM.
  • Manage the renewal process by working with the Commercial Relationship Managers and clients.
  • Completion of annual reviews for all significant relationships.
  • Evaluated credit history, employment history, and financial status of mortgage loan files to determine creditworthiness in compliance with the guideline requirements.
  • Prepared loan presentations and participate in the bank’s loan approval process, recommending credit structure and approvals.
• Education: Bachelor of Business Administration Degree in Finance
• Reference #:  418584
• Send Candidate’s Resume:  Click Here

Washington – Tacoma Area – Sr. Commercial Portfolio Manager

• Years of Related Experience: 22
• Minimum Salary: $130K
• Work Area:  Tacoma, Washington Area
• Experience:
  • Experienced with CRE, C&I, SBA 7A and 504, Construction, and Unsecured loans.
  • Prepared cash flow analysis and internal credit memos on loans up to $14MM for commercial borrowers to recommend approval by senior management, the Business Loan Committee, and the Board of Directors.
  • Mentored junior analysts on the underwriting process.
  • Supervised a staff of five.
  • Certified in SBA, SOP, and Credit Analysis with the NAGGL (National Association of Government Guaranteed Lenders).
  • References are available.
• Education: Master’s of Business Administration Degree in Accounting and Finance
• Reference #:  161424
• Send Candidate’s Resume:  Click Here

Illinois – Chicago Area – Sr. Commercial Credit Officer

• Years of Related Experience: 16
• Minimum Salary: $105K
• Work Area:  Chicago, Illinois Area
• Experience:
  • Underwrite for all types of commercial loans (C&I, CRE, SBA)
  • Knowledge of CECL, and underwrite credit facilities for the acquisition or refinance of commercial real estate properties.
  • Manage a credit portfolio and make sound credit decisions that enhance portfolio performance.
  • Average commercial loan deal size underwritten $5MM-$20MM and up to $100MM.
  • Single Loan Approval Authority up to $4MM.
  • Responsible for a $500MM loan portfolio.
  • Assess the creditworthiness of new and existing credit applications.
  • Evaluate new loan requests, annual reviews, loan modification requests, and collateral releases.
  • Collaborate effectively with clients, loan officers, and internal stakeholders and have experience training junior team members.
  • Prepare detailed loan memos outlining recommendations for approval or denial of credit.
  • Identify early warning default signals for borrowers and develop strategies to remediate.
  • Developed expertise in inventory finance programs with major manufacturers under program contracts.
  • References are available.
• Education:  Bachelor’s Degree in Finance
• Reference #:  418562
• Send Candidate’s Resume:  Click Here

California – BSA/AML Compliance Analyst

• Years of Related Experience: 13
• Minimum Salary: $68K
• Work Area:  California
• Experience:
  • Experienced with BSA/AML, OFAC, and FINCEN tracking and reporting using Verafin and Symitar.
  • Experienced with fraud and transaction monitoring, including the filing of SARs and CTRs.
  • Managed a staff of seven FTE.
  • Completed in-branch security and compliance audits.
  • Oversaw implementation of innovative technology within the branch, including state-of-the-art ATMs, teller cash recyclers, and dispensers.
  • Collaborated on the creation and implementation of a legal marijuana-related business banking program.
  • Certified Credit Union Compliance Expert (CUCE) and Bank Secrecy Act Compliance Specialist (BSACS).
  • References are available.
• Reference #:  418572
• Send Candidate’s Resume:  Click Here

Alabama – Birmingham Area – Information Technology Director 

• Years of Related Experience: 12
• Minimum Salary: $95K
• Work Area:  Birmingham, Alabama
• Experience:
  • Experienced in all IT systems, vendor selection, vetting, project management, implementation, and life cycle support.
  • Supervises a team of two staff members within the IT department.
  • Manages the IT help desk.
  • Manages firewall and anti-ware.
  • Writes IT policy and procedures suitable for the company and for State and Federal regulators.
  • Handled multiple system migrations.
  • Experienced with merger/acquisition.
  • Converted tape backup infrastructure to immutable on and offsite backups over end-to-end encrypted networks.
  • Proficient with Jack Henry and FIS Horizon.
• Education: Bachelor’s Degree in Business Administration
• Reference #:  211143
• Send Candidate’s Resume:  Click Here