Texas – Fort Worth – Commercial Loan Underwriter

• Years of Related Experience: Five
• Minimum Salary: $75K
• Work Area:  Fort Worth, Texas
• Experience:
  • Seasoned CRE underwriter with strong knowledge in CRE and C&I, experience in all credit areas, including financial analysis, risk assessment, and exposure to CECL.
  • Average commercial loan deal size underwritten is $1MM-$5MM and up to $18MM.
  • Perform annual loan reviews, prepare detailed loan packages for the Committee, financial statement spread requests, loan covenant testing, market evaluations, and loan repricing risk assessments.
  • Conducted in-depth financial statement analysis on over $120MM in credit requests, primarily of $93MM in CRE loans, focusing on industrial, retail, C-stores, multi-family, office, and hospitality.
  • Underwrote over $23MM in loans for homebuilders in central Texas.
  • Conducted detailed underwriting of commercial real estate loans, ensuring alignment with credit policies.
  • Skilled in conducting in-depth financial analysis, identifying subtle risk indicators, and assessing complex credit structures.
  • Experienced in evaluating market conditions, property valuations, debt service coverage ratios (DSCR), and other KPIs to determine credit risk.
  • Trained junior analysts and collaborated with loan officers and market presidents to structure deals effectively.
  • Responsible for reviewing loans within the Bank’s portfolio monthly to assess the credit quality of each relationship and present key findings to the Committee.
  • Excellent communication skills.
  • Skilled in Moody.
  • References are available.
• Education:  Bachelor’s Degree in Business Administration.
• Reference #:  315450
• Send Candidate’s Resume:  Click Here

Louisiana – Baton Rouge – Bank Compliance Officer

• Years of Related Experience: 25
• Minimum Salary: $77K
• Work Area:  Baton Rouge, Louisiana
• Experience:
  • Expertise in BSA, AML, KYC, HMDA, CRA, fair lending, Sarbanes Oxley, deposit regulations, and electronic banking.
  • 25 years of management experience managing up to 10 FTE with expertise in bank operations, retail operations, compliance, and all lines of business.
  • Review new deposit and lending accounts for accuracy and legal compliance.
  • Collaborate with attorneys to ensure all legal documents are reviewed and approved.
  • Provide front-line and back-office support for staff in compliance-related inquiries.
  • Conduct training sessions to ensure a thorough understanding of regulatory requirements.
  • Develop and implement policies and procedures aligned with regulatory standards, ensuring operational processes conform to updated legal guidelines.
  • Liaised with external regulators and auditors to identify gaps, maintained tracking logs of findings, and oversaw the mitigation of audit results to ensure compliance.
  • Communicate legal and regulatory updates to management and the board, ensuring operational decisions reflect current issues and compliance changes.
  • Manage daily risk and compliance activities across all business lines, responding to and tracking member complaints to identify trends and implement necessary policy changes.
  • Proficient in MS Word, Excel, and PowerPoint.
  • Notary Public (Commissioned Statewide).
  • Certified in NCCO and NCBSO.
  • References are available.
• Reference #:  418826
• Send Candidate’s Resume:  Click Here