Massachusetts – Boston Area – Commercial Loan Processor/Closer

• Years of Related Experience: 22
• Minimum Hourly Rate: $28
• Work Area:  Boston, Massachusetts Area
• Experience:
  • Performed commercial loan servicing, loan renewal closings, private equity, private banking, commercial lending, participation loans, syndicated loans, and flood searches for closing.
  • Ensured seamless transaction coordination between various parties involved, including lenders, attorneys, title companies, real estate agents, and other professionals, closing deals nationwide.
  • Assisted in training new team members and sharing knowledge and expertise to foster a high-performing work environment.
  • Collaborated closely with the underwriting team to expedite loan decision-making processes, resulting in shorter waiting periods for clients.
  • Set up the loan closing, reviewed loan documents, uploaded deals in the system, and managed the wire and ACH process for closing.
  • Ensured the accuracy of closing documents by thoroughly reviewing all relevant information before client signing appointments.
  • Advanced company reputation by consistently upholding high ethical standards in all sales activities and client interactions.
  • Contributed to the overall success of the company by consistently meeting departmental goals and exceeding client expectations.
  • Leveraged excellent interpersonal skills when interacting with clients, building rapport and trust throughout the entire lending process.
  • Proactively resolved any issues that arose during the closing process, ensuring a smooth transaction for all parties involved.
  • Comply with bank policies, local policies, procedures, regulations, and laws.
• Other Attributes:  Proficient in LoanIQ, AFS Vision, and LaserPro.
• Education:  Holds a Bachelor’s Degree in Banking and Finance.
• Reference #:  418359
• Send Candidate’s Resume:  Click Here

New York – New York City Area – Sr. Commercial Credit Officer

• Years of Related Experience: 10
• Minimum Salary: $170K 
• Work Area:  New York City, New York
• Experience:
  • Experience in CRE Construction and C&I loans.
  • Manage a team of three other credit underwriters
  • Has a single loan authority of $3MM.
  • Performing necessary credit analysis and due diligence on new loan opportunities including underwriting loan approval for different asset types of loans: land, construction, bridge, and stabilized properties ranging from $5M to $10M to Senior Credit Executives for approval, including assigning borrower, guarantor, and facility credit risk rating.
  • Analyzed leases, rent roll, Income and Expenses report, appraisals, and Phase 1 ESA, to derive property values, analyze cash flows, sensitivity analysis, and calculate DSCR, Debt Yield, and LTV.
  • Completed underwriting on personal guarantees, which includes analysis of personal financial statements, Schedules of Real Estate owned, personal and corporate financial statements, business tax returns, K1s, and liquidity verification to prepare a global cash flow analysis.
  • Performed property inspections for loan draw requests, extensions, and annual, semi-annual, and quarterly reviews.
  • Maintained a database of customers’ compliance with financial reporting and covenant requirements.
  • Prepare market reports for both Commercial and Residential properties for the Board of Directors and external auditor.
• Other Attributes:  Certified in Construction Loan Monitoring
• Education: Bachelor’s degree in Business Administration
• Reference #:  418372
• Send Candidate’s Resume:  Click Here

Texas – DFW Area – Sr. Bank Information Technology Manager

• Years of Related Experience: 10
• Minimum Salary: $100K 
• Work Area:  Dallas/Fort Worth, Texas
• Experience:
  • Developed and implemented a comprehensive IT program, supporting core banking operations and ensuring reliable IT infrastructure.
  • Collaborated with executive leadership to establish a five-year strategic IT roadmap, including budget planning, technology upgrades, and cybersecurity improvements.
  • Established and maintained the bank’s Cybersecurity Program, DRP, and BCP, with a focus on minimizing risks from emerging threats.
  • Conducted annual risk assessments and IT audits to ensure regulatory compliance (GLBA, FFIEC) and address vulnerabilities promptly.
  • Coordinated third-party audits and state and federal exams, utilizing their findings to enhance controls.
  • Led cybersecurity initiatives to implement the FFIEC framework backed by their cybersecurity assessment tool, CAT, to assess program maturity.
  • Strengthened risk management posture to align with industry standards and organization strategic plan.
  • Oversee incident response activities coordinating vendors and internal efforts.
  • Managed relationships with third-party technology service providers, overseeing contract negotiations, performance reviews, and SLAs to ensure vendor alignment with bank objectives.
  • Led implementation and upgrades of critical IT systems, coordinating with vendors and cross-functional teams to complete projects on time and within budget.
  • Coordinated third-party service providers to support key operations. `
  • Perform testing of plans and procedures.
  • Responsible for training bank employees at all levels, including senior management, to minimize cybersecurity exposure.
  • Acted as subject matter expert during procedural development and training.
• Other Attributes:  Certified in Comptia A+ and Network+, CompTIA Security+, ITIL Foundations, Bank Technology Management, and ISC2 CISSP is in progress
• Education: Bachelor’s Degree in Public Relations
• Reference #:  418357
• Send Candidate’s Resume:  Click Here

Idaho – Sr. SBA Credit Manager

• Years of Related Experience: 12
• Minimum Salary: $140K 
• Work Area:  Idaho
• Experience:
  • Strong SBA background, commercial credit, SBA lending, and special assets management.
  • Managed SBA operations, SBA underwriters, and loan processing while building and managing a high-performing team of eight.
  • Supervised a commercial portfolio of over $1B, ensuring oversight and consistency in reporting functions (past due, maturity reports).
  • Optimized team efficiency and streamlined loan origination, underwriting, and administration processes.
  • Directed $25MM criticized portfolio management, including high-exposure commercial and SBA loans.
  • Drove SBA loan production growth for consecutive years, enhancing efficiency and accuracy through process optimization.
  • Recovered over $500MM in previously charged-off loans and restructured $5MM in criticized assets, enhancing portfolio health and mitigating losses.
  • Compliance with policy standards through structured workouts, rehabilitations, and liquidations.
  • Address complex and distressed assets, overseeing criticized loans with a focus on risk mitigation, portfolio quality, and compliance.
  • Established asset identification and special assets transition processes, standardizing collection actions and legal engagement criteria to fortify policy compliance.
• Other Attributes:  Certifications in Credit Risk Certification (CRC) and Risk Management Association, Systems expert on nCino origination software
• Education: Bachelor’s Degree
• Reference #:  418325
• Send Candidate’s Resume:  Click Here

Louisiana – New Orleans Area – Sr. Commercial Credit Analyst

• Years of Related Experience: Five
• Minimum Salary: $85K 
• Work Area:  New Orleans, Louisiana
• Experience:
  • Experienced with all types of loans and extensive experience with ABL loans.
  • Average loan size analyzed is $25MM-$30MM and up to $100MM.
  • Portfolio management portfolio includes 16-18 deals totaling over $200MM.
  • Create loan presentations and present credits to the Credit Committee with the relationship manager.
  • Create credit packages to make lending decisions for new, renewed, and modified loans.
  • Analyze financial statements and prepare succinct reports and brief opinions on the credit facts and projections.
  • Assist several portfolios in underwriting, spreading, formatting, and reviewing capacities.
  • Maintains a portfolio of 15-17 relationships with careful monthly monitoring of borrowing bases and financials.
  • Handle deals with bank relationships up to $50MM, adjusting risk grading profiles.
  • Guide analysts through new tasks and loan approval software.
  • Managed a team of five people for a project updating the new analyst handbook.
  • Excellent communication skills.
• Other Attributes:  Proficient in Excel, Ncino, and Salesforce
• Education: Bachelor’s Degree in Finance and a minor in Economics
• Reference #:  418371
• Send Candidate’s Resume:  Click Here

Illinois – Chicago Area – Sr. Treasury Management Officer

• Years of Related Experience: 20
• Minimum Salary: $130K 
• Work Area:  Chicago, Illinois Area
• Experience:
  • Certified Treasury Professional.
  • Responsible for the strategic vision and planning for all products under Payments and Cash Management.
  • Rich background in both treasury management sales and TM operations.
  • Strong business development skills representing all TM product families.
  • Excellent Cash Management sales acumen.
  • Directly supervises 6 employees and has supervised up to 300.
  • Skilled in training, mentoring, and coaching staff.
  • Expertise in process improvement.
  • History of exceeding budgetary expectations for both deposit growth and fee income.
  • Strong cash management sales acumen.
  • Provides fraud and risk management.
• Education: Bachelor’s Degree
• Reference #:  317036
• Send Candidate’s Resume:  Click Here

Florida – Chief Risk Officer

• Years of Related Experience: 20
• Minimum Salary: $150K 
• Work Area:  Florida
• Experience:
  • Managed the response and tracking of all identified audit and exam issues.
  • Developed and managed reporting to ensure appropriate training was completed by staff.
  • Acted as liaison for the Institution and OCC regulatory exams, all BSA independent audits, and model validations.
  • Requested, collected, and provided documentation for all exams, audits, and validations.
  • Managed the risk-based expansion of the quality assurance function for the BSA/AML/OFAC function of the Institution.
  • Enhanced the account closure process through the development of forms, templates, and reporting designed to streamline the execution, and reporting of BSA/AML and fraud account closures.
  • Coordinated closures with appropriate levels of management based on the account size and complexity. 
• Education:  Master’s Degree in Business Administration in Finance and Master’s degree in Mathematics, Bachelor’s degree
• Reference #:  105167
• Send Candidate’s Resume:  Click Here

Tennessee – Knoxville Area – Sr. Trust Officer

• Years of Related Experience: 19
• Minimum Salary: $100K 
• Work Area:  Knoxville, Tennessee
• Experience:
  • Manages a $150MM personal trust portfolio.
  • Trust Regulations and Compliance expert with excellent communication skills.
  • Supervised three FTE employees and managed the production of paralegals and associate attorneys.
  • Implemented strategic asset allocation strategies to optimize client investment portfolios.
  • Managed wealth for high-net-worth individuals by providing personalized financial advice and solutions.
  • Created detailed financial plans to help clients reach their long-term goals and objectives.
  • Administered trusts under legal guidelines in beneficiaries’ best interests.
  • Cultivate strong client relationships through clear communication and proactive service.
  • Facilitate estate planning discussions and collaborate with legal professionals to ensure client wishes are met.
  • Expertise in Account Reconciliation, Appeals, Asset Management, Documentation, Estate & Gift Tax Planning, Estate Law, Estate Planning, Income Tax, Internal Audit, Judicial, Litigating, Paralegal Reconciling, Tax Return Preparation, Trust Management, Will and Estate Law.
  • CTFA Certification.
  • Proficient in Accounting Software.
• Education:  Juris Doctorate Degree, Bachelor’s Degree.
• Reference #:  418302
• Send Candidate’s Resume:  Click Here

Indiana – Marshall County Area – Sr. Commercial Credit Officer

• Years of Related Experience: 20
• Minimum Salary: $125K 
• Work Area:  Marshall County, Indiana
• Experience:
  • Experience in CRE, C&I, and SBA loans.
  • Manage a team of six credit analysts and four documentation specialists.
  • Underwrite complex, multi-player deals up to $20MM.
  • Average commercial deal size was $2MM to $5MM.
  • The largest commercial deal size was $35MM.
  • Has a single loan authority of $2MM.
  • Negotiate and structure deals.
  • Exercise individual loan authority of $350M and a voting member of the committee that approves up to $4MM.
  • Redesigned credit memo and risk rating system.
  • Reduced turnaround time by 15 days by creating extension, courtesy (10%) approval, credit limit (pre-approved amount), and credit scoring (small business) approval processes.
  • Implemented a credit pipeline, borrowing base, and financial tracking reports to monitor the $400M portfolio.
  • Created a training program for analysts and lenders to grow their skills and make better lending decisions.
  • Instituted appraisal-related compliance processes.
  • Re-wrote the commercial guidelines.
  • Re-aligned job duties with the appropriate job function.
  • Reduced the time spent ordering and reviewing appraisals from days to minutes by engaging a third-party appraisal service.
  • Led successful implementation of the Baker Hill loan origination system for the commercial lending group.
  • Serve as administrator and troubleshooter for users.
  • Developed the testing plan and coordinated user testing of the system.
  • Wrote procedures for Baker Hill.
  • Develop reports and documents using Web Intelligence and Windward.
• Other Attributes:  Credit Risk Certified (CRC).
• Education: Bachelor’s degrees in Economics and a Master’s degree in Business Administration in Accounting
• Reference #:  316577
• Send Candidate’s Resume:  Click Here

Connecticut – Danbury Area – Bank Marketing Director

• Years of Related Experience: 20
• Minimum Salary: $135K 
• Work Area:  Danbury, Connecticut Area
• Experience:
  • Employs expert strategy and design to collaboratively craft branding solutions that capture a company’s corporate personality, convey its message, and resonate with its target audience.
  • Employs a solutions-oriented, strategically based approach to marketing that produces powerful, measurable, and cost-effective programs specifically designed to grow a client’s business.
  • Managed all internal and external marketing activities for the Institution for eight years, and helped the institution grow immensely.
  • Promoted the Institution’s brand’s dedication to diversity, equity, and inclusion by executing a plan that increased business banking activity by 20%.
  • Boosted brand loyalty and improved reputation by recognizing trends in how local consumers and businesses select brands based on how their corporate values aligned with their own.
  • References are available.
• Other Attributes:  Proficient in Fiserv and Jack Henry, Holds an Advanced Advertising Studies Certificate.
• Education: Bachelors Degree in Communications
• Reference #:  417154
• Send Candidate’s Resume:  Click Here