Credit Analyst – To $80K – Hybrid Remote (Pittsburgh, PA) – Job # 3087
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our bank client is seeking to fill a Hybrid Remote Credit Analyst role located in the Pittsburgh, PA market. The successful candidate will be supporting credit and lending staff through the completion of the analysis requested which would be classified as above average in complexity, conducting annual credit reviews.
This position offers a generous base salary of up to $80K and an excellent benefits package. (This is a hybrid remote position – must live in the Pittsburgh, PA area).
Credit Analyst responsibilities include:
- Efficient and accurate spreading of financial statements and the production of moderately to above average complex cash flow analysis/project analysis in accordance with prescribed bank procedures.
- Providing an independent analysis of credit quality for loan relationships of average to above average levels of complexity at the bank to determine the borrower’s financial condition and ability to repay.
- Identifying appropriate financial covenants in concert with credit policy and or procedures and reporting these items to the Support Manager during the underwriting process.
- Preparing the entire underwriting document utilized by senior/executive management to approve loans of up to senior loan committee-level credit risk exposures.
- Reviewing credit facility requests to determine compliance with structural, and corporate policies and procedures and ensuring that proposed transactions comply with government regulations.
- Recommending appropriate risk ratings to proposed loan transactions, including regulatory non-Pass ratings, which will directly influence the ALLL provision and bank earnings.
- Preparing accurate credit approval documents, in accordance with Department procedures.
- Reviewing loan terms and conditions and transaction sources and uses to determine whether minimum credit policy and procedure requirements have been met.
- Determining whether information submitted for underwriting adheres to bank policy and procedures as well as regulatory requirements for commercial credit applications and reports non-compliance to a relationship manager and supervisor.
- Working closely with other departments, specifically secured credit to ensure, when applicable, strengths/weaknesses in collateral are addressed within credit facilities.
- Conducting background checks and credit bureau inquiries via third-party vendors to prevent fraud and assess the overall character of credit applicants.
- Analyzing and identifying pertinent historic trends in the customer’s business and communicating whether these trends positively or negatively affect repayment capacity.
- Assuming additional duties as requested, including special projects.
Who Are You?
You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
- Bachelor’s or better in Academic/General or related field.
- Two or more years of specialized training is preferred, specifically two years of credit analysis and/or two years of loan review experience.
- working knowledge of commercial loan documentation, agreements, leases, contracts, and other technical documentation of a legal nature.
- Working knowledge demonstrated by the ability to analyze higher-risk and/or specialized industries common in commercial lending transactions, including but not limited to automobile dealers, land acquisition and development, contractors, healthcare providers, ESOP’s, water and sewer authorities, and municipalities.
The next step is yours. Email us your current resume along with the position you are considering to:
resumes@symicorgroup.com
