Credit Analyst – To $80K – Remote – Job # 2474
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our Iowa-based bank client is seeking to fill a Remote Credit Analyst role. The selected candidate will collaborate with loan officers in order to achieve bank objectives set within bank policies and regulatory requirements.
This position offers a generous salary of up to $80K and full benefits package.
Credit Analyst responsibilities include:
- Supporting the bank’s objective of maintaining a high-quality loan portfolio through comprehensive financial analysis to ensure borrower creditworthiness.
- Analyzing borrower financial information including financial statements and cash flows.
- Reviewing of financial projections including scenarios that test validity.
- Calculating applicable financial ratios.
- Assisting in the drafting of models for credit and credit trend analysis such as loan concentration, lender capacity, and classified assets.
- Communicating with the borrower and/or borrower’s financial representatives to resolve unanswered financial questions.
- Identification of primary and secondary sources of repayment.
- Determining collateral adequacy and maintaining collateral inspection reports.
- Computation of credit score and assignments of risk rating.
- Annual review of tax returns.
- Participating in workouts and collections when requested.
- Maintaining an auditing system for loan files in accordance with bank policies.
- Assisting in incorporating and instilling ongoing loan portfolio quality monitors and measures.
- Attending Loan Committee meetings to answer questions related to credit analyses and file documentation.
- Attending committee meetings where audits and examinations will be reviewed.
- Additional duties that may be assigned.
Who Are You?
You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
- Four-year college degree in an applicable area, specific banking industry education is an added advantage.
- Ten years of banking experience and five years of credit analyst experience.
- Knowledge of Agriculture – Understands ag lending and ag operations.
- Understand the financial framework of the organization.
- Knows the industry, monitors trends and works to apply knowledge to advance the organization.
- Thinks and acts ethically and honestly.
- Possesses advanced computer skills and spreadsheet experience.
The next step is yours. Email us your current resume along with the position you are considering to:
resumes@symicorgroup.com
